Simple credit card. Great value.
Get a low introductory rate with no application or annual fees.
Credit Card
With an introductory rate of just 7.90%* and no annual fee, our low rate credit card is designed to help you save money.
Stop the search. The feature-packed UniBank Visa Credit Card is here, perfect for university staff and graduates looking to manage your budgets better. With a great low rate and no annual fee, we think you’ll rate it too!
Why choose a UniBank Credit Card?
- Pay no annual fee
- Get a low introductory rate of 7.90% p.a. for the first 6 months
- Enjoy up to 55 days interest free on eligible purchases and balance transfers1
- Save with a low ongoing rate of 11.50% p.a.
- Control your spend with flexible credit limits from $1,000 to $25,000
- Add additional cardholders at no extra cost
- Accepted worldwide in over 200 countries
Who can apply?
The UniBank Credit card is available to individuals aged 18 years or older. Membership, lending criteria and T&Cs apply. Credit card terms and conditions apply.
When you acquire this product you will automatically become a shareholding member and part-owner of the bank.
Here's what you'll need to apply...
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Be a member of UniBank - it's easy to join when you apply
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Identification
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Allow 15 minutes to complete application online
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Details on income and expenses
Helpful hints & tips for managing your credit card
When you use your card correctly, it can be a great way to keep on top of your cash flow and ensure that you have enough funds to cover more expensive purchases when you need to.
*Important information
* Membership eligibility applies to join the Bank. Fees and charges and lending criteria apply. Credit Card terms and conditions apply.
^ Subject to system availability.
Design and Distribution Obligations
The target market for this product will be found within the product’s Target Market Determination, available here.
1. Balance transfers are processed via BPAY. As not all financial institutions accept BPAY payments, we may be unable to process your balance transfer request.
2. At participating merchants.
3. Visa’s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify UniBank promptly of any unauthorised Visa use.
