Everyday Direct account

$5

Everyday Direct Account Access Fee
0.00%pa

up to $9,999
$0

Minimum Amount

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Everyday Direct account

If you transact electronically, the Everyday Direct account may be ideal for you. With access to ATM’s worldwide, as well as access to internet banking, phone banking and mobile banking, you have many ways to access your money. If you have a current Everyday account you can switch to the Everyday Direct account in internet banking.

Features and benefits
Features and benefits to suit your banking needs:
- Electronic deposits
- Transfers via internet banking and the mobile app
- Apple Pay compatible
- Google Pay compatible
- Samsung Pay compatible
- Periodical payments via internet banking
- Direct deposit your salary or other income
- Bank@Post
- Sweep
- Have RediCredit (overdraft) linked to your account
- Free sweep service
- 24/7 access via internet, mobile app and phone banking
View all accounts

Rates and fees

Interest rates
up to $9,999	0.00%pa
$10k - $49,999	0.00%pa
$50k and over	0.00%pa
Interest rates effective date	Interest rates effective 1 September 2016
Interest rates type	Variable

Other information
Overdrawn Account Fee	$10
Electronic Fund Transfer Fee	Free via online banking
Periodical Payments Fee	Free via online banking
Staff Assist Fee	$3
Additional Statements Fee	$7 per month

For full details of our low rate credit card fees, view our Fees and charges brochure.

Avoiding fees

Avoid the $5 monthly access fee

There is no monthly access fee when you deposit $2,000 each month into your UniBank account. Deposits need to be made into accounts under the same member number (excluding internal transfers, Teachers Credit Cards and term deposits).

This account is suited to members who do not require staff assistance, as a staff assist fee applies for balance enquiries, transaction enquiries and transactions completed by our staff at our offices, member events and over the phone.
Have you considered?

Here are some other ways we can help you

Overdraft

If you need to access extra money from time to time, our RediCredit overdraft facility allows you to access extra approved funds through your Everyday Direct account.

Learn more

Switch to UniBank

Take advantage of UniBank benefits and switch all of your finances.

Join the bank that puts you first

Bill Paying account

Make managing your bills easier by allocating your pay into a Bill Paying account to ensure you have enough funds to pay your bills.

Learn more

Direct your pay and income

Make it easy to get to your money and make sure there is enough for all of your expenses by splitting your pay into other accounts.

Ways to bank