Everyday Direct account The all-in-one bank account that provides flexibility with unlimited transactions. Talk to us Phone us Email us Breadcrumbs UniBank Accounts Everyday Direct account 0.00%pa up to $9,999 $0 Minimum Amount Apply Everyday Direct account If you transact electronically, the Everyday Direct account may be ideal for you. With access to ATM’s worldwide, as well as access to internet banking, phone banking and mobile banking, you have many ways to access your money. If you have a current Everyday account you can switch to the Everyday Direct account in internet banking. Savings calculator Avoiding and minimising fees Join Features and benefits Rates and fees Have you considered? Features and benefits Features and benefits to suit your banking needs: Electronic deposits Transfers via internet banking and the mobile app Periodical payments via internet banking Direct deposit your salary or other income Bank@Post Have RediCredit (overdraft) linked to your account Free sweep service 24/7 access via internet, mobile app and phone banking View all accounts Rates and fees Interest rates up to $9,999 0.00%pa $10k - $49,999 0.00%pa $50k and over 0.00%pa Interest rates effective date Interest rates effective 1 September 2016 Interest rates type Variable Other information Overdrawn Account Fee $10 Electronic Fund Transfer Fee Free via online banking Periodical Payments Fee Free via online banking Staff Assist Fee $3 Additional Statements Fee $7 per month For full details of our low rate credit card fees, view our Fees and charges brochure. Have you considered? Here are some other ways we can help you Overdraft If you need to access extra money from time to time, our RediCredit overdraft facility allows you to access extra approved funds through your Everyday Direct account. Learn more Switch to UniBank Take advantage of UniBank benefits and switch all of your finances. Join the bank that puts you first Bill Paying account Make managing your bills easier by allocating your pay into a Bill Paying account to ensure you have enough funds to pay your bills. Learn more Direct your pay and income Make it easy to get to your money and make sure there is enough for all of your expenses by splitting your pay into other accounts. Ways to bank Managing your account Useful information for making the most of your UniBank accounts. Savings calculator Ways to bank with us Which account is for you Avoiding and minimising fees BPAY View Managing your account Switch your account to us To become a member, you'll need: To be an Australian citizen or permanent resident 18 years old or over + Identification + Account details to purchase your share in the bank Join *Important information Conditions of use—Accounts and access Fees and charges Back to top.