About Us A bank for the university sector. Talk to us Phone us Email us Breadcrumbs UniBank About Us Overview Our Values Our Story Latest news Money Matters Newsletters Customer Owned Banking Careers Reports and Disclosures Governance Overview Introducing a bank dedicated to the university sector At UniBank, we believe in the contribution that universities make to our community and to the world. We believe in the power that higher learning has to change minds, to change how things are done. Because knowledge, discovery and new ways of thinking are important to us too. We’re committed to continuously creating and delivering exceptional lifetime banking experiences for staff, students and graduates of Australian universities and their families. Since our beginnings in 1964 we have continued to exist for the mutual benefit of our members. This means everything we do is to ensure you and everyone involved in the university sector have a brighter future. Community matters We are focused on supporting university communities across Australia through collaboration and partnership with key stakeholders within the sector, because we truly value the positive impact that the quest for knowledge can have on our world. Know more about how we invest in the community Socially responsible At UniBank, social responsibility isn’t just part of our business, it’s how we do business. It affects who we are, what we do and why we do it. And by operating ethically and sustainably we are able to channel our profits into doing good. Know more about our approach History UniBank was established by staff of the Chemistry Department at the University of Western Australia in 1964. Originally called The University Staff Credit Society Limited, the company’s focus was to provide financial products and services to members of the university community at a time when obtaining finance was difficult for everyone. Our success was born out of a vision to give university staff, students, graduates and their families better financial options. And while our look may have changed over time, our goal remains the same—to inspire, encourage and help our members achieve lifelong financial well-being. Know more about our story Our Values Our values UniBank was established in 1964 with a focus on providing financial products and services to members of the university community at a time when obtaining finance was difficult for everyone. And while our look may have changed over time, our goal remains the same—to inspire, encourage and help our members achieve lifelong financial well-being. This goal is backed by an unwavering set of core beliefs which embrace what we stand for and how we treat our members and the community. These are our values and they are part of who we are. Advocacy We aim to be everything you want in a bank, every time. We will be there for you at every step of your financial journey, helping you make the most of every dollar you earn and supporting you to reach your financial goals sooner. We are proud to offer products and services that have been carefully designed to be relevant for people involved in the university sector in Australia – no matter whether you’re an employee, a student or a graduate. Because in the end, we know that if we do things right by you, you’ll probably let others know. Passion We are passionate about being the best of the best – and putting you first in everything we do. You can sense that passion when you talk to us, no matter whether it’s face-to-face or over the phone. We’re a team of extremely committed people eager to deliver a great range of banking products and services to the staff, students and graduates of Australian universities and their families. Sustainability We are 100% committed to doing what’s right – that extends from how we run our business and how we relate to our members to how we treat the environment. Whether it’s employing skilled, ethical staff, delivering product innovations or through initiatives to help the community, the Australian university sector and the environment, we’re absolutely focused on providing a better future for our members and the wider community. Our Story Our story We've been passionate about staff and students in the university sector, and their families, since 1964. UniBank was originally born out of the Chemistry Department at the University of Western Australia in 1964. Originally called The University Staff Credit Society Limited, the company’s focus was to provide financial products and services to members of the university community. Our success was born out of a vision to give university staff, students, graduates and their families better financial options. And as much as our look may have changed, our goal remains the same—to inspire, encourage and help enable our members to achieve lifelong financial well-being. Read more about our story Latest news Latest news Featuring the latest news, product information, promotions, interesting tips and helpful advice. Media releases 2019 July RBA announcement [19 July 2019] RBA rate cut July 2019 [3 July 2019] June RBA rate cut June 2019 [17 June 2019] April Sydney/Melbourne facing key worker shortage as home ownership hopes diminish: report [7 April 2019] February Teachers Mutual: 1 of 5 global banks to be named ‘World’s Most Ethical Companies’ [27 February 2019] New Docklands Melbourne office [4 February] January $3.5 billion opportunity for Teachers Mutual in responsible investment [29 January 2019] Media releases 2018 November 2018 2018 Teachers Mutual Bank Limited Annual General Meeting [5 November 2018] October 2018 Our annual results [10 October 2018] September 2018 Vote in our 2018 Board election [24 September 2018] August 2018 Teachers Mutual Bank Limited supports UN Sustainable Finance Roadmap for Australia [28 August 2018] Royal Queensland Show Day [14 August 2018] NSW & ACT Bank Holiday [3 August 2018] July 2018 UniBank celebrates 10,000 member milestone [30 July 2018] June 2018 Queen’s Birthday public holiday (ACT and NSW) [7 June 2018] May 2018 How social media is really impacting student spending habits [29 May 2018] Western Australia Day [29 May 2018] Stay Smart Online [21 May 2018] Changes to Credit Reporting Legislation [17 May 2018] Privacy Awareness Week – How to stay secure online [11 May 2018] Queensland Labour Day [4 May 2018] April 2018 ANZAC Day public holiday [23 April 2018] Fraud Alert: email scams [12 April 2018] March 2018 Easter public holidays [27 March 2018] Be Wary of Free Trials [14 March 2018] Nedlands office relocating to West Perth [8 March 2018] February 2018 Western Australia Labour Day [27 February 2018] We have been named one of the World’s Most Ethical Companies for third year in a row [13 February 2018] New Payments Platform will change finance for key workers [13 February 2018] January 2018 Australia Day [22 January 2018] Money Matters Newsletters Money Matters newsletters Never miss a newsletter! Money Matters features all the latest news, product information, promotions, interesting tips and helpful advice for our members. Winter 2019 Autumn 2019 Summer 2018-19 Spring 2018 Winter 2018 Autumn 2018 Summer 2017-18 Spring 2017 Winter 2017 Autumn 2017 Summer 2016-17 Spring 2016 Winter 2016 Autumn 2016 Summer 2015-16 Spring 2015 Winter 2015 Autumn 2015 Summer 2014-15 Spring 2014 Autumn 2014 Winter 2014 Money Matters eNewsletter FAQs 1. What is the new digital newsletter? Our new digital eNewsletter format has been designed to replace the previous printed and PDF versions of Money Matters. 2. Will Money Matters still be quarterly? Yes, we will continue to release Money Matters quarterly- at the start of each Spring (September), Summer (December), Autumn (March) and Winter (June). 3. Why should I subscribe for this new newsletter? You should subscribe to our new digital newsletter because it will: Keep you updated with any updates to our product and services Showcase our ongoing engagement with the university sector Provide interesting and helpful financial tips Contain some light-hearted fun! 4. I prefer paper/I don't have email, how will I find out about the latest UniBank news? You will receive a message on your statement when the latest quarterly edition is available to read ¡V simply head to our website to upload! 5. If I sign up for the new newsletter, will I now also receive lots of UniBank marketing emails? No. The Money Matters eNewsletter is designed to be an interesting and relevant newsletter, not a marketing piece. By subscribing you are not opting in to receive marketing communication from us—only up to date and compelling industry news! Customer Owned Banking Customer Owned Banking Over 4.5 million Australians are members of mutual banks, credit unions and building societies. We have worked closely with Customer Owned Banking Association (COBA), to develop the Customer Owned Banking Code of Practice. What is the Customer Owned Banking Code of Practice? The Code is an important public statement of the value we place on improving the financial well-being of our members and the education community. It reinforces our commitment to: The benefits of mutuality Community involvement Fairer fees, and Customer or member, service. How does it affect you? The Customer Owned Banking Code of Practice is how we deliver on our guarantee to serve our members first. Our 10 key promises to you outline how we do this. Our 10 key promises to you We will be fair and ethical in our dealings with you We will focus on our members We will give you clear information about our products and services We will be responsible lenders We will deliver high customer service and standards We will deal fairly with any complaints We will recognise member rights as owners We will comply with our legal and industry obligations We will recognise our impact on the wider community We will support and promote this Code of Practice. Find out more You can download the complete Customer Owned Banking Code of Practice or you can request a copy to be mailed to you. Careers Careers At UniBank, we’re all members of the same team. Whether it’s your first job, you’re returning to work or are at the peak of your professional career; it’s about making a difference to our members’ lives, the staff, students and graduates of Australian Universities and the environment. Our culture is clearly defined by education. Our employees are encouraged and supported to further their education, develop a career path and maintain a healthy work/life balance. Our members, community and employees embrace the mutual bank core values of passion, advocacy and sustainability. If this sounds like you, then we’d love to hear from you. Current vacancies Reports and Disclosures Reports and regulatory disclosures UniBank is a division of Teachers Mutual Bank Limited. For detailed financial and sustainability related information, as well as regulatory disclosures, see more here. Reports and regulatory disclosures UniBank is a division of Teachers Mutual Bank Limited. For detailed financial and sustainability related information, as well as regulatory disclosures, see more here. Reports and regulatory disclosures Credit rating information Assessment of Energy & Emissions Performance of Buildings at TMBL UniBank annual review Annual Review 2016-2017 Annual Review 2015-2016 Governance Governance Teachers Mutual Bank Limited's Board and Executive Management are committed to a high standard of corporate governance. Teachers Mutual Bank Limited is an Authorised Deposit Taking Institution (ADI) regulated under the: Banking Act 1959 by Australian Prudential Regulatory Authority (APRA) and the Corporations Act 2001 by Australian Securities and Investment Commission (ASIC). We comply with all the credit, fair-trading and conduct laws and rules imposed on banks by states, territories and the Federal Government. Read our Constitution Our people Meet our Board of Directors, Management, and Members Committee. Board of Directors Management Members Committee Back to top.