Our approach to ethical banking

UniBank is an Australian ethical bank. Doing business ethically and sustainably are the values that drive our model of mutual banking. We make sure we are accountable, and are benchmarking ourselves against the other world leaders in sustainability. For more information on how we do business differently, see our section on:

Sustainability

Corporate Social Responsibility (CSR) initiatives

Learn more about our ethical banking approach and Corporate Social Responsibility (CSR) initiatives below:

Addressing climate change

We want the next generation to live in a better world. It’s why we invest in social and environmental programs that help create positive change now, for a better tomorrow.

Know more

Investing in the community

We invest in the university community to create opportunities for staff, students and the university education sector to flourish.

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Responsible business

We want to lead by example—for the benefit of our business and our members.

Know more

Home Loans

Whether you’re buying your first home, investing or renovating, we have a wide range of home loans to suit your needs.

Compare all home loan interest rates

Bank Accounts

Our everyday banking accounts, savings accounts and term deposits can help you take control so you have money for today, tomorrow and your future.

Compare all Bank Accounts

Personal Loans

Want to renovate your home? Need a new set of wheels to get you on your way? Whether you’re planning some home improvements, in the market for a new car or simply want to get away on holiday, our personal loans can help.

All-Purpose Personal Loan

Travel Loan

Car Loan

Secured New Car Loan

Compare all Personal Loans

Credit Card

With our low rate credit card, you can make the most of your money—both at home and abroad. Use your credit card for shopping, travelling overseas or even to consolidate other credit or store card debt.

Learn more about our Credit Card

Looking for an ATM near you?

Access your cash fee free at any rediATM Australia-wide. rediATM is our preferred ATM network.

You can also use some other Australian banks’ ATM networks to withdraw cash free from direct charge fees.

Protect yourself from ATM threats

Ensure that no one can observe you entering your PIN when using the ATM. To protect your PIN details, cover your hand when entering your PIN at an ATM.

Be discreet when withdrawing cash at an ATM.

If you believe an ATM looks suspicious or has been tampered with, do not use it. 

Take the right steps to protect yourself

Home Loan Calculators

Make sense of your home loan with our mortgage repayment calculator or use our home loan key facts sheet to learn more about the lending process.

How much can I borrow?

What will the repayments be on my mortgage?

Use our home loan key facts sheet

How much stamp duty will I pay?

Personal Loan Calculators

Calculate repayments on a personal loan and see the total cost in interest over that period.

What could your personal loan repayments be?

Credit Card and Savings Calculator

Work out your credit card repayments and how you can save on interest by paying more than the minimum each month. Plus, start planning your financial future by using our savings calculator.

Credit Card Calculator

What could your credit card repayments be?

Savings Calculators

What could your savings look like?

Create a budget planner