Starter Saver - Give your savings a great start
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Portion of account balance up to and including $50,0002
Home Loans - Helping you into your first home sooner
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Owner Occupier, P&I, LVR up to 60%*
Banking for good
As a member-owned bank, everything we do and our profits are reinvested to benefit our members, their families and their communities. Learn more
Good for you
Fair, transparent products, free from hidden fees with rates that consistently offer great value.
Good for members like you
When you save with UniBank, your money helps fund loans for other members like you - creating a virtuous cycle.
Good for our world
As a certified B Corporation1, we’re committed to responsible banking. And we don’t lend to industries that harm people or the planet – including fossil fuels, tobacco or gambling.
Why us
Competitive home loan rates
Count on us for low home loan rates combined with smaller deposits, 100% offset and more.
Real people. Real support.
Our mobile bankers work to your schedule and will come to you – freeing you up to choose the right home loan at home.
Great rates, better terms.
Saving accounts with great interest, zero fees, and no intro rates that vanish. What you see is what you get.
Earn up to
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Combined variable interest rate on balances up to $250,0002,3
Save faster with Momentum Saver
Unlock your bonus rate with Momentum Saver. Simply deposit $100 or more each month3 without making any withdrawals. Save faster with no monthly account fees and no intro rates that vanish.
News and updates
Are you experiencing financial difficulty?
If you find yourself under financial pressure, there’s a good chance we can help. Whatever the issue, let’s talk it through.
