Money Matters Autumn 2019. Available now Know more about life’s important issues, including money tips, industry news and other helpful information. KNOW MORE Studying at Uni? Join the bank that really supports students and you could win big. Open a new Everyday Direct account with the feel-good bank for the chance to share in $20,000 worth of prizes!* *Conditions apply. Know more Our car loans* have all the flexibility and freedom you need. We're waiving the $100 application fee on all car loans. Apply between 24 January–30 March 2019 and be approved and funded by 20 April 2019. *Conditions apply KNOW MORE Tab Navigation Ethical Banking Explore Products ATMs Tools & Calculators Ethical Banking Our approach to ethical banking Corporate Social Responsibility initiatives Our approach to ethical banking Our approach to ethical banking UniBank is an Australian ethical bank. Doing business ethically and sustainably are the values that drive our model of mutual banking. We make sure we are accountable, and are benchmarking ourselves against the other world leaders in sustainability. For more information on how we do business differently, see our section on: Sustainability Corporate Social Responsibility initiatives Corporate Social Responsibility (CSR) initiatives Learn more about our ethical banking approach and Corporate Social Responsibility (CSR) initiatives below: Addressing climate change We want the next generation to live in a better world. It’s why we invest in social and environmental programs that help create positive change now, for a better tomorrow. Know more Investing in the community We invest in the university community to create opportunities for staff, students and the university education sector to flourish. Know more Responsible business We want to lead by example—for the benefit of our business and our members. Know more Explore Products Home Loans Bank Accounts Personal Loans Credit Card Home Loans Home Loans Whether you’re buying your first home, investing or renovating, we have a wide range of home loans to suit your needs. Owner Occupier Home Loans Classic Home Loan Solutions Plus Home Loan My First Home Loan Fixed Rate Home Loan Interest Only Variable Home Loan Flexi Choice Home Loan Investor Home Loans Fixed Rate Investor Home Loan Flexi Choice Investor Home Loan Interest Only Variable Investors Home Loan Compare all home loan interest rates Bank Accounts Bank Accounts Our everyday banking accounts, savings accounts and term deposits can help you take control so you have money for today, tomorrow and your future. Everyday banking Everyday account Everyday Direct account Bill Paying account Savings accounts Online Savings account Reward Saver account Cash Management account Summer Stash account Pension Advantage account Teen and kids savings accounts Everyday account Mighty Saver account Term deposit account Term deposits Term deposit account Compare all Bank Accounts Personal Loans Personal Loans Want to renovate your home? Need a new set of wheels to get you on your way? Whether you’re planning some home improvements, in the market for a new car or simply want to get away on holiday, our personal loans can help. All-Purpose Personal Loan Travel Loan Car Loan Secured New Car Loan Compare all Personal Loans Credit Card Credit Card With our low rate credit card, you can make the most of your money—both at home and abroad. Use your credit card for shopping, travelling overseas or even to consolidate other credit or store card debt. Learn more about our Credit Card ATMs Security tips Security tips Protect yourself from ATM threats Ensure that no one can observe you entering your PIN when using the ATM. To protect your PIN details, cover your hand when entering your PIN at an ATM. Be discreet when withdrawing cash at an ATM. If you believe an ATM looks suspicious or has been tampered with, do not use it. Important changes to the rediATM network Learn more Take the right steps to protect yourself Tools & Calculators Home Loan Calculators Personal Loan Calculators Credit Card and Savings Calculator Home Loan Calculators Home Loan Calculators Make sense of your home loan with our mortgage repayment calculator or use our home loan key facts sheet to learn more about the lending process. How much can I borrow? What will the repayments be on my mortgage? Use our home loan key facts sheet How much stamp duty will I pay? Personal Loan Calculators Personal Loan Calculators Calculate repayments on a personal loan and see the total cost in interest over that period. What could your personal loan repayments be? Credit Card and Savings Calculator Credit Card and Savings Calculator Work out your credit card repayments and how you can save on interest by paying more than the minimum each month. Plus, start planning your financial future by using our savings calculator. Credit Card Calculator What could your credit card repayments be? Savings Calculators What could your savings look like? Create a budget planner News and helpful info Our new office has opened in Docklands Important changes to the rediATM network Latest news Why choose UniBank? Download our app Online security tips Using Apple Pay Student Banking How do I change my PIN? Be in the know Stay up-to-date with Money Matters for the latest news, product information, promotions, interesting tips and helpful advice. Subscribe now You’ll receive a copy quarterly straight to your inbox. As a member you'll enjoy... When you join UniBank, you’ll own a share in one of Australia’s largest mutual banks. This means, you're not just a customer, you're a shareholder who benefits from our profits with competitive rates, low fees and amazing products and services. High interest rates on savings accounts A Mobile lender that comes to you Low interest rates on loans Become a member It only takes a few minutes Back to top.