Globally, 128 companies were named as a 2019 Worlds Most Ethical Company, including 5 banks. And we're one of them for the 4th year in a row! Know more Studying at Uni? Join the bank that really supports students and you could win big. Open a new Everyday Direct account with the feel-good bank for the chance to share in $20,000 worth of prizes!* *Conditions apply. Know more A home loan rate you’ll move for. Lock in a fixed rate today! *Conditions apply. Know more Tab Navigation Ethical Banking Explore Products ATMs Tools & Calculators Ethical Banking Our approach to ethical banking Corporate Social Responsibility initiatives Our approach to ethical banking Our approach to ethical banking UniBank is an Australian ethical bank. Doing business ethically and sustainably are the values that drive our model of mutual banking. We make sure we are accountable, and are benchmarking ourselves against the other world leaders in sustainability. For more information on how we do business differently, see our section on: Sustainability Corporate Social Responsibility initiatives Corporate Social Responsibility (CSR) initiatives Learn more about our ethical banking approach and Corporate Social Responsibility (CSR) initiatives below: Addressing climate change We want the next generation to live in a better world. It’s why we invest in social and environmental programs that help create positive change now, for a better tomorrow. Know more Investing in the community We invest in the university community to create opportunities for staff, students and the university education sector to flourish. Know more Responsible business We want to lead by example—for the benefit of our business and our members. Know more Explore Products Home Loans Bank Accounts Personal Loans Credit Card Home Loans Home Loans Whether you’re buying your first home, investing or renovating, we have a wide range of home loans to suit your needs. 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Whether you’re planning some home improvements, in the market for a new car or simply want to get away on holiday, our personal loans can help. All-Purpose Personal Loan Travel Loan Car Loan Secured New Car Loan Compare all Personal Loans Credit Card Credit Card With our low rate credit card, you can make the most of your money—both at home and abroad. Use your credit card for shopping, travelling overseas or even to consolidate other credit or store card debt. Learn more about our Credit Card ATMs Security tips Security tips Protect yourself from ATM threats Ensure that no one can observe you entering your PIN when using the ATM. To protect your PIN details, cover your hand when entering your PIN at an ATM. Be discreet when withdrawing cash at an ATM. If you believe an ATM looks suspicious or has been tampered with, do not use it. 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Credit Card Calculator What could your credit card repayments be? Savings Calculators What could your savings look like? Create a budget planner News and helpful info Our new office has opened in Docklands Important changes to the rediATM network Latest news Why choose UniBank? Download our app Online security tips Using Apple Pay Student Banking How do I change my PIN? Be in the know Stay up-to-date with Money Matters for the latest news, product information, promotions, interesting tips and helpful advice. Subscribe now You’ll receive a copy quarterly straight to your inbox. As a member you'll enjoy... When you join UniBank, you’ll own a share in one of Australia’s largest mutual banks. This means, you're not just a customer, you're a shareholder who benefits from our profits with competitive rates, low fees and amazing products and services. 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