1800 864 864
Phone enquiries are available 8am to 7pm, weekdays, and 9am to 3pm, Saturday.
Our offices are open 9am to 4pm (Murdoch),9.30am to 3pm (Curtin) and 9am to 5pm (West Perth) weekdays.
When you invest your money with us, you'll enjoy great rates with guaranteed returns*.
Osko by BPAY and PayID are now available to UniBank members. Log in to Internet Banking to create your PayID now.
UniBank is an Australian ethical bank. Doing business ethically and sustainably are the values that drive our model of mutual banking. We make sure we are accountable, and are benchmarking ourselves against the other world leaders in sustainability. For more information on how we do business differently, see our section on:
Learn more about our ethical banking approach and Corporate Social Responsibility (CSR) initiatives below:
We want the next generation to live in a better world. It’s why we invest in social and environmental programs that help create positive change now, for a better tomorrow.
We invest in the university community to create opportunities for staff, students and the university education sector to flourish.
We want to lead by example—for the benefit of our business and our members.
Whether you’re buying your first home, investing or renovating, we have a wide range of home loans to suit your needs.
Classic Home Loan
Solutions Plus Home Loan
My First Home Loan
Fixed Rate Home Loan
Interest Only Variable Home Loan
Flexi Choice Home Loan
Fixed Rate Investor Home Loan
Flexi Choice Investor Home Loan
Interest Only Variable Investors Home Loan
Compare all home loan interest rates
Our everyday banking accounts, savings accounts and term deposits can help you take control so you have money for today, tomorrow and your future.
Everyday Direct account
Bill Paying account
Online Savings account
Reward Saver account
Cash Management account
Summer Stash account
Pension Advantage account
Mighty Saver account
Term deposit account
Compare all Bank Accounts
Want to renovate your home? Need a new set of wheels to get you on your way? Whether you’re planning some home improvements, in the market for a new car or simply want to get away on holiday, our personal loans can help.
All-Purpose Personal Loan
Secured New Car Loan
Compare all Personal Loans
With our low rate credit card, you can make the most of your money—both at home and abroad. Use your credit card for shopping, travelling overseas or even to consolidate other credit or store card debt.
Learn more about our Credit Card
Access your cash fee free at any rediATM Australia-wide. rediATM is our preferred ATM network.
You can also use some other Australian banks’ ATM networks to withdraw cash free from direct charge fees.
Ensure that no one can observe you entering your PIN when using the ATM. To protect your PIN details, cover your hand when entering your PIN at an ATM.
Be discreet when withdrawing cash at an ATM.
If you believe an ATM looks suspicious or has been tampered with, do not use it.
Take the right steps to protect yourself
Make sense of your home loan with our mortgage repayment calculator or use our home loan key facts sheet to learn more about the lending process.
How much can I borrow?
What will the repayments be on my mortgage?
Use our home loan key facts sheet
How much stamp duty will I pay?
Calculate repayments on a personal loan and see the total cost in interest over that period.
What could your personal loan repayments be?
Work out your credit card repayments and how you can save on interest by paying more than the minimum each month. Plus, start planning your financial future by using our savings calculator.
What could your credit card repayments be?
What could your savings look like?
Create a budget planner
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When you join UniBank, you’ll own a share in one of Australia’s largest mutual banks.
This means, you're not just a customer, you're a shareholder who benefits from our profits with competitive rates, low fees and amazing products and services.
It only takes a few minutes