Accounts

Our Everyday banking accounts, savings accounts and term deposits can help you take control so you have money for today, tomorrow and your future.

Savings accounts

Everyday savings accounts

When you have a savings account with UniBank, earning a good return on your money is easy. And, with so many options to choose from, you’re guaranteed to find the right savings solutions to fit your needs. Whether you’re saving for your next holiday or simply want to monitor and manage your finances online, our range of savings accounts have you covered.

Savings and Investments interest rates

  • Reward Saver account

    Save more and earn more with this savings account. When you don’t make any withdrawals from your Reward Saver account, you’ll be rewarded with a great ongoing variable bonus interest rate.

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    • 2 .36
      pa %
      Combined interest rate
    • Track payments with SMS and email alerts
    • Access to online banking anywhere, anytime
    • Direct credits
    • Bonus interest earned for each month you deposit a minimum of $50 (or for Mighty Saver a minimum of $10 during a month), make no withdrawals during the month and the account has a credit balance at all times during that month
    • One free withdrawal per month* (when you withdraw in a month you lose the additional interest for that month).
    2 .36
    pa %
    Combined interest rate
  • Online Savings account

    Take control of your finances no matter where you are with a savings account directly linked to your online banking.

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    • 1 .56
      pa %
      $2k and over
    • Track payments with SMS and email alerts
    • Access to online banking anywhere, anytime
    • Direct credits
    1 .56
    pa %
    $2k and over
  • Summer Stash account

    Summer can be an expensive time, but with our Summer Stash account you have the whole year to save.

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    • 2 .00
      pa %
      Interest rate
    • Simplicity of setting up a regular savings plan
    • Track payments with SMS and email alerts
    • Access to online banking anywhere, anytime
    • Direct credits
    2 .00
    pa %
    Interest rate
  • Cash Management account

    Get the best of both worlds with a Cash Management account. Enjoy a return on your savings and keep your money available for when you need it most.

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    • 1 .21
      pa %
      $5k and over
    • Track payments with SMS and email alerts
    • Access to online banking anywhere, anytime
    • Direct credits
    1 .21
    pa %
    $5k and over

Over 50's saving

An account designed for members receiving a pension or allowance from Centrelink or Veteran Affairs.


  • Pension Advantage account

    An account designed for members receiving a pension or allowance from Centrelink or Veteran Affairs.

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    • 1 .75
      pa %
      up to $50,200
    • Designed to comply with Australian deeming regulations
    • Access to online banking anywhere, anytime
    • Track payments with SMS and email alerts
    • Direct credits
    1 .75
    pa %
    up to $50,200

Teen and kids savings accounts

From their first few dollars of pocket money to their very first job, great saving habits start with a great savings account. Help your children develop the skills they need to manage their money now and into the future with one of our savings accounts, specially designed with the needs of young savers in mind.

  • Mighty Saver account

    A savings account designed for those under the age of 18. Save a minimum of $10 each month, make no withdrawals and receive great bonus interest rates, helping you earn more when you save more.

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    • 2 .81
      pa %
      Combined interest rate
    • Bonus interest earned for each month you deposit a minimum of $50 (or for Mighty Saver a minimum of $10 during a month), make no withdrawals during the month and the account has a credit balance at all times during that month
    • One free withdrawal per month* (when you withdraw in a month you lose the additional interest for that month).
    • Direct credits
    • Track payments with SMS and email alerts
    • Access to online banking anywhere, anytime
    2 .81
    pa %
    Combined interest rate