Discover our low rate credit card

With an introductory rate of just 7.90%* and no annual fee, our low rate credit card is designed to help you save money.

Credit Card

With an introductory rate of just 7.90%* and no annual fee, our low rate credit card is designed to help you save money.

Contactless card PIN limits (payWave) are increasing temporarily from $100 to $200, effective 6 April 2020. This will reduce the need for physical contact with a payment terminal and help to lower the risk of COVID-19 transmission.

  • $0

    Application Fee

  • 7.90%pa

    Introductory Rate For First 6 Months

  • $0

    Annual Fee



Here's what you'll need to apply...

  • tmb-logo Be a member of UniBank - it's easy to join when you apply
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Allow 15 minutes to complete application online
  • +
  • tmb-logo Details on income and expenses