With an introductory rate of just 7.90%* and no annual fee, our low rate credit card is designed to help you save money.
Contactless card PIN limits (payWave) are increasing temporarily from $100 to $200, effective 6 April 2020. This will reduce the need for physical contact with a payment terminal and help to lower the risk of COVID-19 transmission.
Here's what you'll need to apply...
Be a member of UniBank - it's easy to join when you apply
Allow 15 minutes to complete application online
Details on income and expenses
* Membership eligibility applies to join the Bank. Fees and charges and lending criteria apply. Credit Card terms and conditions apply.
^ Subject to system availability.
1 at participating merchants.
2 Visa’s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify UniBank promptly of any unauthorised Visa use.