Stop the search! Everything you're looking for in a credit card.

Manage your budget better with a great low rate and no annual fee.

Credit Card

With an introductory rate of just 7.90%* and no annual fee, our low rate credit card is designed to help you save money.

Contactless card PIN limits (payWave) are increasing temporarily from $100 to $200, effective 6 April 2020. This will reduce the need for physical contact with a payment terminal and help to lower the risk of COVID-19 transmission.

Stop the search. The award-winning UniBank Visa Credit Card is here, perfect for university staff and graduates looking to manage your budgets better. With a great low rate and no annual fee it’s no wonder our Credit Card was awarded 5 Stars from Canstar. We think you’ll rate it too!

Why choose a UniBank Credit Card?

  • Pay no annual fee
  • Get a low introductory rate of 7.90% p.a. for the first 6 months
  • Enjoy up to 55 days interest free on eligible purchases and balance transfers
  • Save with a low ongoing rate of 11.50% p.a.
  • Control your spend with flexible credit limits from $1,000 to $25,000
  • Add additional cardholders at no extra cost
  • Accepted worldwide in over 200 countries
  • $0

    Application Fee

  • 7.90%pa

    Introductory Rate For First 6 Months

  • $0

    Annual Fee

Who can apply?

The UniBank Credit card is available to individuals aged 18 years or older. Membership, lending criteria and T&Cs apply. Credit card terms and conditions apply.

When you acquire this product you will automatically become a shareholding member and part-owner of the bank.

 

Here's what you'll need to apply...

  • tmb-logo Be a member of UniBank - it's easy to join when you apply
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Allow 15 minutes to complete application online
  • +
  • tmb-logo Details on income and expenses
Family researching on a laptop while holding a credit card

Helpful hints & tips for managing your credit card

When you use your card correctly, it can be a great way to keep on top of your cash flow and ensure that you have enough funds to cover more expensive purchases when you need to.