With an introductory rate of just 7.90%* and no annual fee, our low rate credit card is designed to help you save money.
Contactless card PIN limits (payWave) are increasing temporarily from $100 to $200, effective 6 April 2020. This will reduce the need for physical contact with a payment terminal and help to lower the risk of COVID-19 transmission.
Here's what you'll need to apply...
Be a member of UniBank - it's easy to join when you apply
Allow 15 minutes to complete application online
Details on income and expenses
* Membership eligibility applies to join the Bank. Fees and charges and lending criteria apply. Credit Card terms and conditions apply.
^ Subject to system availability.
Canstar: The Canstar 2020 5-Star Rating for Outstanding Value Award was received in October 2020 for the Teachers Mutual Bank Credit Card and UniBank Credit Card in the Low Fee Credit Card Category. Canstar is an independent financial services research group. Star ratings are consumer friendly benchmarks that provide a product comparison based on rates and features.
1 at participating merchants.
2 Visa’s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify UniBank promptly of any unauthorised Visa use.