* Membership eligibility applies to join the Bank. Fees and charges and lending criteria apply. Credit Card terms and conditions apply.
^ Subject to system availability.
Canstar: The Canstar 2021 5-Star Rating for Outstanding Value Award was received in September 2021 for the Teachers Mutual Bank Credit Card and UniBank Credit Card in the Low Cost Credit Card Category. Canstar is an independent financial services research group. Star ratings are consumer friendly benchmarks that provide a product comparison based on rates and features.
Design and Distribution Obligations: The target market for this product will be found within the product’s Target Market Determination, available here.
1 at participating merchants.
2 Visa’s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify UniBank promptly of any unauthorised Visa use.
3Contactless card PIN limits (payWave) are increasing temporarily from $100 to $200, effective 6 April 2020. This will reduce the need for physical contact with a payment terminal and help to lower the risk of COVID-19 transmission.