Join us today Since 1964 we've focused on offering low cost, competitive products. Get started Talk to us Phone us Email us Breadcrumbs UniBank Why Join Us Why Join Us Join today to become a member of UniBank How to join Student banking How to join How we put you first When you join us, you‘ll benefit from our competitive rates, fair fees and great products and services. We focus on offering good value, competitive products to the tertiary education sector. We channel part of our profits back into the business to provide you with better rates and services. Access to one of Australia's largest ATM networks. Competitive interest rates. Who can join? Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian University or family members of members (i.e. shareholders) of the Bank. Additionally, individuals must be citizens or permanent residents of Australia. Not sure you can join? Contact us. A full-time university student but still under 18 years? Apply here How to join There are a number of convenient options available for you to join: In person by visiting one of our branch offices. Over the phone — contact us here. Online by selecting the 'Get Started' button below. To get started, you will need: 1. To be an Australian citizen or permanent resident 18 years old or over. 2. Your identification documents with your full name, date of birth and address (e.g. Drivers Licence, Passport). Don't worry if you don't have your identification documents, we will call you to complete your application later. You will need to become a shareholder to join — all you need to do is pay just $10. Get Started International student/Non-resident? Apply here *Important information Conditions of use - Accounts and access information > Collection of Tax file numbers Collection of tax file numbers is authorised by, and their use and disclosure are strictly regulated by, the tax laws and Privacy Act and, it is not an offence if you choose not to quote your tax file number. If you don’t quote your tax file number, or claim an exemption, tax may be taken out of your interest or dividends. For more information about the use of tax file numbers, please go to ato.gov.au. Student banking You’ll be looked after when you need it the most with our student banking program1! We understand that being a student can mean long hours studying, often while juggling part-time work with a social life and campus activities, and having to make smart and sensible decisions with your money. That’s why we’ve developed our student banking program1 designed to help you during this busy – and exciting – time in your life, and to help you on your way toward lifelong financial wellbeing. Whether you're currently studying or have graduated within the last two years, you'll benefit from a range of products with great features like a fee free Everyday Direct2 transaction account, our UniBank mobile app and internet banking4, and no application or ongoing fees on car loans5. As a student and even after you’ve graduated and started your chosen career, UniBank will look after you when you need it the most, now and in the future. Learn more To open a new account with us under our student banking program, you'll need; 1. To be a full-time university student, aged 17 years or over. 2. Identification documents- e.g. current drivers licence or passport. Get Started International student/Non-resident? Apply here *Important information 1. Membership - Student Banking program Membership eligibility applies to join the Bank. Membership is open to citizens or permanent residents of Australia who are current or retired employees, students and graduates of Australian Universities or family members of members of the Bank. This banking program is available to you if you are a current full time student at any Australian University or other tertiary education institution in Australia, and may be withdrawn at any time. 2. Everyday account and Savings accounts 'Conditions of use; accounts and access' document and 'Fees and charges' brochures are available online or from any of our offices. You should read both of these documents before deciding to open accounts and access facilities issued by Teachers Mutual Bank Limited. Any advice provided here does not take into consideration your objectives, financial situation, or needs, which you should consider before acting on any recommendations. For further information call 1800 864 864. Students under the age of 24 years are exempted from the $5 monthly access fee. For students aged 24 years or older, please refer to our Fees and charges brochure for exemption criteria. 3. Join offer The Bank will credit an initial $20 into your Everyday account once opened. You should consider whether this product is appropriate for you before acquiring it. 4. Online access You should consider whether this service is appropriate for you before acquiring it. For additional information on security please refer to our Security Guide for electronic transactions available online. Access is subject to availability and maintenance. We test mobile banking to ensure compatibility with the majority of popular devices used by members but cannot guarantee that it will be compatible with all devices and operating systems. Teachers Mutual Bank Limited does not charge you for accessing your accounts using your mobile. Internet data charges and call charges may be incurred through your mobile service provider - check with your Internet Service Provider or mobile phone service provider for more details. A 3G or Wi-Fi connection is needed for the mobile banking and map features. 5. Car Loan, RediCredit and Credit Card Fees and charges and lending criteria apply. Consumer Lending terms and conditions, and Credit Card terms and conditions available online or from any of our offices. 6. Optional Free Roadside Assistance standard plan If you select Roadside Assistance Standard Plan provided by AGA Assistance Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance, in relation to the car purchased with our car loan, the Bank will pay the annual cost of the Standard Plan for up to 5 years from the date the car loan was first funded or until the car loan is repaid, whichever is the earlier. Full terms and conditions of Roadside Assistance Standard Plan available at http://www.roadsideonline.com.au/terms-and-conditions. Back to top.