Membership—Student Banking program
Membership eligibility applies to join the Bank. Membership is open to citizens or permanent residents of Australia who are current or retired employees, students and graduates of Australian Universities or family members of members of the Bank. This banking program is available to you if you are a current full time student at any Australian University or other tertiary education institution in Australia, and may be withdrawn at any time.
Everyday account and Savings accounts
'Conditions of use—Accounts and access' document and 'Fees and charges' brochures are available online or from any of our offices. You should read both of these documents before deciding to open accounts and access facilities issued by Teachers Mutual Bank Limited. Any advice provided here does not take into consideration your objectives, financial situation, or needs, which you should consider before acting on any recommendations. For further information contact us here. Students under the age of 24 years are exempted from the $5 monthly access fee. For students aged 24 years or older, please refer to our Fees and charges brochure for exemption criteria.
Join offer
The Bank will credit $20 into your Everyday account once opened. You should consider whether this product is appropriate for you before acquiring it.
Online access
You should consider whether this service is appropriate for you before acquiring it. For additional information on security please refer to our Security Guide for electronic transactions available online. Access is subject to availability and maintenance. We test mobile banking to ensure compatibility with the majority of popular devices used by members but cannot guarantee that it will be compatible with all devices and operating systems. Teachers Mutual Bank Limited does not charge you for accessing your accounts using your mobile. Internet data charges and call charges may be incurred through your mobile service provider - check with your Internet Service Provider or mobile phone service provider for more details. A 3G or Wi-Fi connection is needed for the mobile banking and map features.
Car Loan, RediCredit and Credit Card
Fees and charges and lending criteria apply. Consumer Lending terms and conditions, and Credit Card terms and conditions available online or from any of our offices.
ATM Access
Subject to system availability.
Apple Pay
You should consider whether this service is appropriate for you before acquiring it. Terms and conditions apply to the use of Apple Pay and UniBank Mobile Wallet and are available on our website. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Apple PayTM. Internet data charges may be incurred through your mobile service provider - check with your Internet Service Provider for more details. Apple, the Apple logo, Apple Pay, Apple Watch, iPad and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps, with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-au/km207105.
Google Pay
You should consider whether this service is appropriate for you before acquiring it. Terms and conditions apply to the use of Google PayTM and UniBank Mobile Wallet and are available on our website. Smart phone must be NFC (Near Field Communication) enabled and running Lollipop 5.0 and above. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Google PayTM. Internet data charges may be incurred through your mobile service provider—check with your Internet Service Provider for more details. Android, Google PayTM and Google logo are trademarks of Google Inc.
Samsung Pay
You should consider whether this service is appropriate for you before acquiring it. Terms and conditions apply to the use of Samsung Pay and Teachers Mutual Bank Mobile Wallet and are available on our website. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Samsung Pay. Internet data charges may be incurred through your mobile service provider - check with your Internet Service Provider for more details. For more information and a list of compatible Samsung Pay devices visit tmbank.com.au/Samsung pay.
Tertiary Travel
Tertiary Travel Service Pty Limited ABN 28008 900 901 is a wholly owned subsidiary of Teachers Mutual Bank Limited.
