Solutions Plus Home Loan

Own your home sooner with UniBank.


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Solutions Plus Home Loan

Suitable for loan amounts over $150,000 and offers a discounted standard variable rate for the life of the loan.

Rewarding you when it counts

The Solutions Plus Home Loan offers a discounted rate and is only available, to eligible members, with our Rewards Package for owner-occupiers. With the Rewards Package you will enjoy a number of benefits and discounts to compliment your home loan.

  • Rates and fees

    Solutions Plus Home loan interest rates


    For full details of our low rate credit card fees, view our Fees and charges brochure.

  • Features and benefits

    • Rewards Package
    • Repayment pause
    • Interest only available. Due to business and prudential requirements, we have placed restrictions on certain interest only home loans. Please contact us us for further information, including interest rates for Interest Only repayments.
    • Ability to refinance
    • No penalty for early repayment if you pay your loan off sooner
    • Top up
    • Borrow up to 95% of the property value including Lenders Mortgage Insurance*
    • No monthly fees
    • A fee free redraw facility to access additional repayments you’ve made
    • 100% Offset facility giving you the opportunity to pay off your home loan sooner
    • Ability to split loan
    • 24/7 access via internet banking
    • 24/7 access via mobile app
    • 24/7 access via phone banking
    • No minimum redraw
    All home loans

  • Rewards package

    Rewards Package

    With the Rewards Package you will enjoy a number of benefits and discounts to complement your home loan.  The Rewards Package is only available with our Solutions Plus Home Loan and you can choose to make principal and interest or interest only repayments.

    The rewards include: 

    • Top up fee waived when you top up your home loan
    • A discounted variable interest rate
    • No application fees on personal loans
    • A discount* of up to 10% on home and contents insurance provided by Allianz through Teachers Mutual Bank 
    • A access fee waived on one Everyday account
    • An extra 0.05% bonus savings interest rate earned on term deposits
    • Free initial consultation with an independent Bridges Financial planner 
    • A low annual package fee of $200.

    To be eligible for the Rewards Package, you will need to:

    • be a registered user of UniBank's online banking 
    • have a current Everyday account
    • deposit a minimum of $2,000 per month to your UniBank account
    • have a new minimum home loan amount of $150,000.

To become a member, you'll need:

  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Account details to purchase your share in the bank
Join

**Comparison rate warning

Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only.

WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.

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