Home Loans

Whether you’re buying your first home, investing or renovating, we have a wide range of home loans to suit your needs.

Home loans

An investor home loan in Australia can be a great way to build your wealth.

Compare interest rates on our investor home loans

An investor home loan in Australia can be a great way to build your wealth. And with UniBank’s range of fixed home loans and variable home loans, it’s easy to take the first step toward your investment portfolio.

View all our investor home loans or compare our interest rates below to get started.

The interest rates shown are for new business only and for Principal and Interest repayments, except for the Interest Only Variable Home loan. Existing borrowers can find out their current interest rate by checking their statement, accessing their loan account in internet banking or by contacting us.

Please contact us in relation to interest rates for Interest Only repayments.

Fixed home loans

Know exactly what to expect with our fixed rate investor home loans. Compare the home loan options below and lock in your interest rate for up to 5 years.

Fixed Rate Investor Home Loan Interest rate Comparison rate
1 year fixed 3.89%pa 4.86%pa**
2 year fixed 3.93%pa 4.78%pa**
3 year fixed 3.55%pa 4.60%pa**
4 year fixed 4.38%pa 4.78%pa**
5 year fixed 4.41%pa 4.75%pa**

Interest rates effective 25 June 2019


Variable home loans

Want the flexibility to redraw or make additional repayments on your own schedule? Compare interest rates on our variable rate investor home loans and enjoy the freedom to pay off your home loan sooner.

Interest rates Comparison rate
Interest Only Variable Home Loan 5.61%pa 5.66%pa**
Classic Investor Home Loan 3.67%pa 3.72%pa**
Flexi Choice Home Loan 4.91%pa 4.96%pa**

Interest rates effective 25 June 2019


Interest Only Home Loans - Due to business and prudential requirements, we have placed restrictions on certain interest only home loans. Please contact us for further information.

ALL RATES QUOTED ARE FOR NEW LOANS ONLY. Applications are subject to lending criteria.

Rates quoted and all rates subject to change.
# Solutions Plus Home Loan rates based on LVR are only available for applications submitted from Friday 16th December 2016 and for new owner occupier borrowings where a new to the Bank security property is applicable.
^ Loan to Value Ratio (LVR) is the ratio of money you borrow compared to the value of the property used as security, as determined by the Bank.


**Comparison rate warning

Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only.

WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.

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How to apply

Convenient ways to apply for a home loan

Need help choosing your home loan? Explore our home loan options and have this information ready before starting the application process.

Apply online

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To become a member, you'll need:

  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Account details to purchase your share in the bank