The smarter home loan choice.

Just as universities strive to make smarter communities, we strive to offer smarter home loans. Find your perfect home loan here.

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  • Classic Home Loan

    Want to keep it simple with a competitive, low variable rate? This is the loan for you.

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    • 2 .34
      pa %
      Classic Home Loan variable rate (Owner, P&I)
    • 2 .38
      pa** %
      Classic Home Loan Comparison rate (Owner, P&I)
    • Unlimited fee-free redraw
    • Make unlimited additional repayments
    • Ability to top up
    Apply Talk to an expert

  • Your Way Home Loan

    Stay in control with the flexibility you need to do your home loan, your way.

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    • 4 .29
      pa %
      Your Way Home Loan variable rate (Owner, P&I)
    • 4 .33
      pa** %
      Your Way Home Loan comparison rate (Owner, P&I)
    • Fixed and variable rate options
    • Free redraw on the variable portion
    • Make unlimited additional repayments on variable loans
    Apply Become a member

  • Your Way Plus Home Loan

    Get flexibility for your home loan PLUS take advantage of our package benefits with discounted rates and much more.

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    • 2 .64
      pa %
      Your Way Plus Essential Worker variable rate (Owner, P&I, LVR up to 60%)
    • 2 .97
      pa** %
      Your Way Plus Essential Worker comparison rate (Owner, P&I, LVR up to 60%)
    • Discounted Fixed & Variable rates for life of the loan
    • Establishment fee waived (normally $600)
    • Flexibility to make additional repayments on variable rate loans and up to $10k per anniversary year on fixed rate loans
    • 100% Offset facility giving you the opportunity to pay off your home loan sooner
    Apply Become a member

Giving back to essential workers

We know essential workers are vital to our future, that's why we're looking out for theirs. Take advantage of discounts and benefits, including fees waived, and lower rates for the term of your loan.

Learn about our package for essential workers

Why choose us?

 

The smart choice for uni staff and graduates with discounts and extra benefits.

 

We’re customer owned. We put our members first.

 

Sustainability matters to us. We believe in the power of responsible investment.

More information to help you on your journey

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate

Essential workers

^Eligible Essential workers include: School Principal, Faculty Head, Commissioned Fire Officer, Commissioned Police Officer, Ambulance Officer, Intensive Care, Ambulance Paramedic, Supervisor Police Officer, Police Officer, Senior Fire Fighter, Fire Fighter, Registered Nurse, Registered Midwife, Registered Mental Health Nurse, Registered Developmental Disability Nurse, Enrolled Nurse, Pre-Primary School Teacher, Primary School Teacher, Secondary School Teacher, Special Needs Teacher, Special Education Teachers, University Lecturer, University Tutor, Vocational Education Teacher, English as a Second Language Teacher.

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