The smarter home loan choice.

Calculate your borrowing power now or book a call back below.

Home Loans

I want to

  • Your Way Home Loan

    Stay in control with the flexibility that you need to do your home loan, your way.


    Learn more

    • 6 .24
      pa %
      Your Way Home Loan Basic Variable rate (Owner, P&I, LVR up to 80%)
    • 6 .30
      pa** %
      Your Way Home Loan Basic comparison rate (Owner, P&I, LVR up to 80%)
    • Fixed and variable rate options
    • Free redraw on the variable portion
    • Make unlimited additional repayments on variable loans
  • Your Way Plus Home Loan

    Get flexibility for your home loan PLUS our package benefits. If you’re an Essential worker^ you’ll get access to the discounted rate below. Higher rates apply for persons who are not Essential workers^.

    Learn more

    • 6 .44
      pa %
      Your Way Plus Essential Worker^ variable rate (Owner, P&I, LVR up to 60%)
    • 6 .74
      pa** %
      Your Way Plus Essential Worker^ comparison rate (Owner, P&I, LVR up to 60%)
    • Discounted Variable rates for life of the loan
    • Establishment fee waived (normally $600)
    • Flexibility to make additional repayments on variable rate loans and up to $10k per anniversary year on fixed rate loans
    • 100% Offset facility so you can pay your loan down faster
Two first time home owners, a young man in a white shirt and a woman in a blue plaid shirt, smile and hold the keys to their first home, standing in their kitchen with moving boxes behind them

Home Guarantee Scheme

Are your home ownership dreams feeling a little out of reach?

The Home Guarantee Scheme (HGS) is an Australian Government initiative to support eligible home buyers purchase a home sooner with a very low minimum deposit. Plus, with no Lenders Mortgage Insurance, you could save thousands!

Learn more

Why choose us?


The smart choice for uni staff and graduates with discounts and extra benefits.


We’re customer owned. We put our members first.


Sustainability matters to us. We believe in the power of responsible investment.

Get in touch today.

Take the next step in your home loan journey.

Icon of a mobile banker talking

Talk to a Lending Specialist

Our Lending Specialist can visit you at home, call you on the phone, or speak to you on a video call.

Icon of a mouse

Apply Online

Complete an online application to fast track your home loan financing.

Got a Question?
Enquire Online

More information to help you on your journey

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate

Essential workers

^Eligible Essential workers include: School Principal, Faculty Head, Commissioned Fire Officer, Commissioned Police Officer, Ambulance Officer, Intensive Care Ambulance Paramedic, Supervisor Police Officer, Police Officer, Senior Fire Fighter, Fire Fighter, Registered Nurse, Registered Midwife, Registered Mental Health Nurse, Registered Developmental Disability Nurse, Enrolled Nurse, Pre-Primary School Teacher, Primary School Teacher, Secondary School Teacher, Special Needs Teacher, Special Education Teachers, University Lecturer, University Tutor, Vocational Education Teacher, English as a Second Language Teacher.