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My First Home Loan has been specially designed to help first home buyers enter the market. 

My First Home Loan

My First Home Loan has been specially designed to help first home buyers enter the market.

  • 4.16%pa

    Interest rate

  • 4.16%pa**

    Comparison rate

  • $0

    Establishment Fee

  • $25k

    Minimum Amount

We’ve got you covered

Buying your first home is one of life’s most exciting milestones, but navigating your way through the borrowing process? Not so much. At UniBank, we know you want to set yourself up with a great value, hassle-free home loan – we’ve got you covered.

We’ll make navigating your first home loan super easy with expert advice, great value loans – the kind of standards you’d expect from one of the World’s Most Ethical Companies®.

With My First Home Loan, you can feel confident that your home loan is a Certified Responsible Investment and that there’s no establishment or ongoing fees! 

Plus, with the First Home Loan Deposit Scheme, you could get your first home with as little as 5% deposit. 


To become a member, you'll need:

  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Account details to purchase your share in the bank

**Comparison rate warning

Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only.

WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.