Flexi Choice Home Loan

With a variety of features and a competitive variable rate, you’ll enjoy the flexibility of our Standard Variable Rate.

  • 5.16%pa

    Interest rate

  • 5.21%pa**

    Comparison rate

  • $600

    Establishment Fee

  • $25k

    Minimum Amount

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Flexibility when you need it

With a variety of features, this flexible home loan is made to suit your changing needs. Flexi Choice home loan is available to be used for investors, vacant land, renovations, or any worthwhile purpose.

  • Features and benefits

    • Maximum 30 year loan term
    • Flexible repayments
    • Make unlimited additional repayments
    • Repayment pause
    • Ability to split loan
    • A variable interest rate
    • No ongoing fees
    • No penalty for early repayment if you pay your loan off sooner
    • Top up
    • 100% Offset facility giving you the opportunity to pay off your home loan sooner
    • No monthly fees
    • A fee free redraw facility to access additional repayments you’ve made
    • Ability to split loan
    • 24/7 access via internet banking
    • 24/7 access via mobile app
    • 24/7 access via phone banking
    • Portability
    All home loans

  • Rates and fees

    Interest rates
    Interest rate 5.16%pa
    Comparison rate 5.21%pa**
    Interest rates effective date Interest rates effective 3 May 2018
    Interest rates type

    Variable
    Other information
    Establishment Fee $600
    Repayment Type Principal and interest
    Interest Rate Type Variable
    Interest Applied Monthly
    Interest Calculated Daily
    Minimum Amount $25k
    Maximum Amount Maximum LVR 80% before the capitalisation of the MRI premium.*
    Settlement Attendance Fee $150
    Additional Valuation and Administration Fee $250
    Top Up Fee $300

    For full details of our low rate credit card fees, view our Fees and charges brochure.

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