The same award-winning low rate for 3 years? Lock it in.

There’s never been a better time to secure your home loan repayments!*

Fixed Rate Home Loan

Enjoy the assurance of knowing exactly what your home loan repayment will be with the ability to lock in your interest rate for up to 5 years.

  • 2.04%pa

    Featured Interest Rate - 3 Year Fixed

  • 3.81%pa**

    Featured Comparison Rate - 3 Year Fixed

  • $25k

    Minimum Amount

Why you’ll love our fixed rate home loan

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Make every dollar count with our 100% mortgage offset. With no minimum balance, every hard earned dollar in your account will help reduce your interest payments - you could save thousands over the life of your loan.


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Know you’re borrowing from one of the World’s Most Ethical Companies®. We don’t invest in harmful industries like alcohol, armaments, gambling, tobacco and fossil fuels.


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With UniBank, your money goes further with no annual or ongoing fees. Save your money for the things that matter most. 


**Comparison rate warning

Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only.

WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.

Get in touch today.

Take the next step in your home loan journey.

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Our Lending Specialist can visit you at home, call you on the phone, or speak to you on a video call.

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