Eligibility criteria apply to join the Bank as members. Fees and charges and lending criteria apply. Consumer lending terms and conditions available here.
Applicants must be eligible for the Rewards Package to take out the Solutions Plus Home Loan. The Rewards Package fee is paid at settlement and then annually on each anniversary from the Everyday account.
Redraw is subject to application and registration and is not available when a fixed rate applies to any part of the loan.
Repayment Pause is not available on all loan products and is subject to application and approval. Refer to Consumer Lending Terms and Conditions for full details.
Lenders Mortgage Insurance, or LMI, insures the lender in the event that the borrower defaults on the mortgage. It does not insure the borrower. Borrowers must still meet lending eligibility criteria for both the lender and the LMI provider.
Approval in principle is an indicative approval only that outlines an estimate of your capacity to borrow. For approval in principle, we rely on the accuracy of the information you provided. It does not confirm an offer of a loan. To gain a formal home loan approval a full application must be made.
The Bank has partnered with Aussie Bonds Australia Pty Limited ABN 78 003 101 035 (“Aussie Bonds”), who may be able to assist you in obtaining a Deposit Bond. Aussie Bonds are an authorised representative of QBE Insurance (Australia) Limited ABN 78 003 191 035/AFSL 239545, the Deposit Bond issuer. Please note that if you obtain a Deposit Bond product via Aussie Bonds following a referral by the Bank, the Bank will receive a commission from Aussie Bonds. For unconditional Deposit Bonds (which include pre-approval subject to valuation), the commission is a flat fee of $100 plus 27.5% of the Deposit Bond fee. For other standard Deposit Bonds, the commission is $100 plus 24% of the Deposit Bond fee.