Borrowing power calculator
Not sure how much you can borrow for your home loan. Use our borrowing power calculator to determine your borrowing power.
How much can I borrow?
Don’t know how much you can borrow? Being aware of your borrowing power helps you to know your limits when it comes to house-hunting and gives you confidence making the right offer on a property.
When you apply for a home loan, lenders take into account things like your income, if you’re making a single or joint application, and expenses such as personal debt. These factors, together with the interest rate and life of the loan you apply for, are calculated to determine your borrowing power. If that sounds too complicated, don’t worry, because it’s easy to get an idea of how much you can borrow. Simply enter your details into the home loan borrowing power calculator below.
The results shown are for illustrative purposes only; are not guaranteed by UniBank in any way and are not an application for credit by you or an offer of credit by Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981.
Fees and charges and lending criteria apply. Consumer lending terms and conditions available online or from any of our offices.
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To be an Australian citizen or permanent resident
18 years old or over
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