Borrowing power calculator

Not sure how much you can borrow for your home loan. Use our borrowing power calculator to determine your borrowing power.

How much can I borrow?

Don’t know how much you can borrow? Being aware of your borrowing power helps you to know your limits when it comes to house-hunting and gives you confidence making the right offer on a property.

When you apply for a home loan, lenders take into account things like your income, if you’re making a single or joint application, and expenses such as personal debt. These factors, together with the interest rate and life of the loan you apply for, are calculated to determine your borrowing power. If that sounds too complicated, don’t worry, because it’s easy to get an idea of how much you can borrow. Simply enter your details into the home loan borrowing power calculator below.


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