With an introductory rate of just 7.90%* and no annual fee, our low rate credit card is designed to help you save money.
Contactless card PIN limits (payWave) are increasing temporarily from $100 to $200, effective 6 April 2020. This will reduce the need for physical contact with a payment terminal and help to lower the risk of COVID-19 transmission.
Stop the search. The award-winning UniBank Visa Credit Card is here, perfect for university staff and graduates looking to manage your budgets better. With a great low rate and no annual fee it’s no wonder our Credit Card was awarded 5 Stars from Canstar. We think you’ll rate it too!
Why choose a UniBank Credit Card?
- Pay no annual fee
- Get a low introductory rate of 7.90% p.a. for the first 6 months
- Enjoy up to 55 days interest free on eligible purchases and balance transfers
- Save with a low ongoing rate of 11.50% p.a.
- Control your spend with flexible credit limits from $1,000 to $25,000
- Add additional cardholders at no extra cost
- Accepted worldwide in over 200 countries
Who can apply?
The UniBank Credit card is available to individuals aged 18 years or older. Membership, lending criteria and T&Cs apply. Credit card terms and conditions apply.
When you acquire this product you will automatically become a shareholding member and part-owner of the bank.
Here's what you'll need to apply...
Be a member of UniBank - it's easy to join when you apply
Allow 15 minutes to complete application online
Details on income and expenses
Helpful hints & tips for managing your credit card
When you use your card correctly, it can be a great way to keep on top of your cash flow and ensure that you have enough funds to cover more expensive purchases when you need to.
* Membership eligibility applies to join the Bank. Fees and charges and lending criteria apply. Credit Card terms and conditions apply.
^ Subject to system availability.
Canstar: The Canstar 2020 5-Star Rating for Outstanding Value Award was received in October 2020 for the Teachers Mutual Bank Credit Card and UniBank Credit Card in the Low Fee Credit Card Category. Canstar is an independent financial services research group. Star ratings are consumer friendly benchmarks that provide a product comparison based on rates and features.
1 at participating merchants.
2 Visa’s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify UniBank promptly of any unauthorised Visa use.