You've earned an escape

Apply for our award winning low Fixed Rate Car Loan today.

Fixed Rate Car loan

If you’re looking for a competitive rate and want to lock in your repayments for the duration of your loan, our Fixed Rate Car Loan is a great option. You can borrow as little as $2,000 for a new or used vehicle up to 10 years old.

  • 4.99%pa

    Interest rate – 5 year fixed

  • 5.13%pa**

    Comparison Rate - 5 year fixed

  • $100

    Personal Loan Application Fee

Put 2021 behind you and cruise in to the new year. 

With an award winning fixed rate car loan1 especially for university staff and graduates, now’s a perfect time to upgrade the family car, get off the beaten track with a 4WD, or even trade up to something brand new. 

Drive away in a new car today with complete peace of mind. You will also enjoy the certainty of the same low repayments for the duration of your fixed loan, plus no ongoing fees.

You can borrow1 as little as $10,000 for a new or used vehicle up to 10 years old. Our car loans have been awarded the Rate City 2021 Gold Award for Best Used Car Loan.

Let new adventures begin and enjoy some new found freedom, thanks to a fixed rate car loan especially for you.

  • No ongoing fees2
  • Competitive fixed interest rate
  • Choose weekly, fortnightly or monthly fixed repayments
  • 24/7 access via Internet Banking and mobile app 

View all loans

Try our car loan calculator below to work out a budget that suits you.

    Interest rates
    Interest rate – 5 year fixed 4.99%pa
    Interest rate – 3 year fixed 4.99%pa
    Interest rate – 4 year fixed 4.99%pa
    Interest rate – 6 year fixed 4.99%pa
    Comparison Rate - 5 year fixed 5.13%pa**
    Comparison Rate - 3 year fixed 5.13%pa**
    Comparison Rate - 4 year fixed 5.13%pa**
    Comparison Rate - 6 year fixed 5.13%pa**
    Interest rates effective date Interest rates effective 20 September 2021
    Interest rates type

    Fixed

    Other information
    Interest Rate Type Fixed
    Minimum Amount $10k
    Maximum Amount $80k
    Personal Loan Application Fee $100

    For full details of our fees, please review the Fees and Charges brochure.

    Download the Fees and Charges brochure [PDF]

    Take the hassle out of buying your next car

    One of our Car Buying Service consultants will assist you through the process, from selection of your new or used car to delivery.


    To become a member, you'll need:

    • tmb-logo To be an Australian citizen or permanent resident
      18 years old or over
    • +
    • tmb-logo Identification
    • +
    • tmb-logo Account details to purchase your share in the bank

     

    **Comparison rate warning
    Comparison rates quoted are based on $30,000 for a term of 5 years for Car Loans and All Purpose Loans. All loan products quoted are unsecured except Car Loans $50,000 and over are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.