Escape for the holidays

Apply for our award winning low Fixed Rate Car Loan today.

Fixed Rate Car loan

If you’re looking for a competitive rate and want to lock in your repayments for the duration of your loan, our Fixed Rate Car Loan is a great option. You can borrow as little as $2,000 for a new or used vehicle up to 10 years old.

  • 4.99%pa

    Interest rate – 3 year fixed

  • 5.66%pa**

    Comparison Rate - 3 year fixed

  • $100

    Personal Loan Application Fee

Put 2020 behind you and cruise in to the new year. 

With an award winning fixed rate car loan1 especially for university staff and graduates, now’s a perfect time to upgrade the family car, get off the beaten track with a 4WD, or even trade up to something brand new. 

Drive away in a new car today with complete peace of mind. You will also enjoy the certainty of the same low repayments for the duration of your fixed loan, plus no ongoing fees.

You can borrow1 as little as $10,000 for a new or used vehicle up to 10 years old. It's also been awarded the Mozo Experts Choice Award 2019 in the Used Car Loan category2.

Let new adventures begin and enjoy some new found freedom, thanks to a fixed rate car loan especially for you.

  • No ongoing fees
  • Competitive fixed interest rate
  • Choose weekly, fortnightly or monthly fixed repayments
  • 24/7 access via internet banking, mobile app and phone banking 

View all loans

Try our car loan calculator below to work out a budget that suits you.

    Interest rates
    Interest rate – 3 year fixed 4.99%pa
    Interest rate – 4 year fixed 4.99%pa
    Interest rate – 5 year fixed 4.99%pa
    Interest rate – 6 year fixed 4.99%pa
    Comparison Rate - 3 year fixed 5.66%pa**
    Comparison Rate - 4 year fixed 5.50%pa**
    Comparison Rate - 5 year fixed 5.40%pa**
    Comparison Rate - 6 year fixed 5.34%pa**
    Interest rates effective date Interest rates effective 7 October 2020
    Interest rates type

    Fixed

    Other information
    Interest Rate Type Fixed
    Minimum Amount $10k
    Maximum Amount $80k
    Personal Loan Application Fee $100

    For full details of our fees, please review the Fees and Charges brochure.

    Download the Fees and Charges brochure [PDF]

    To become a member, you'll need:

    • tmb-logo To be an Australian citizen or permanent resident
      18 years old or over
    • +
    • tmb-logo Identification
    • +
    • tmb-logo Account details to purchase your share in the bank

    **Comparison rate warning

    Comparison rates quoted are based on $10,000 for a term of 3 years for Travel Loans, $10,000 for a term of 3 years for Car Loans and All Purpose Loans and $30,000 for a term of 5 years for Secured New Car Loans, with monthly repayments. The Secured New Car Loan is a secured product. All other loan products quoted are unsecured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.