Fine print - Allianz Landlord insurance
Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.
We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement.
1 Instalment Payment
Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of publication and are subject to change without notice
3 Online discounts
Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first years premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre See also 2 Disclaimer.
4 No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, customers must have had no landlord insurance losses in the preceding three years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.
5 Flood Cover
Flood cover is available for all eligible property addresses. The cover is optional and is designed to protect customers against damage to their building and/or contents in the event of a Flood up to the value of their sum insured.
6 Landlord Workers’ Compensation is only available in ACT, TAS and WA.