Fine print - Allianz home and contents insurance
Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.
We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statements for Vital Home insurance, Classic Home Insurance and Prestige Home Insurance.
1 Instalment Payment
Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
2 Personal effects cover
Option available only in conjunction with contents cover. Premium amount payable in addition to your home building and/or contents premium. Calculation based on specifying a single mobile phone valued at $1,000 as personal effects. Current as of 01/06/2015. Please refer to your PDS for full terms and conditions.
Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of publication and are subject to change without notice
4 Online discounts
Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first years premium only (unless stated otherwise).. From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre See also 3 disclaimer.
5 No claim bonus
To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.
6 New for old replacement
At Allianz’s discretion and subject to availability of replacement item.