Protect your ride Contact us to get a quote or apply. How to claim Get a Quote Call 1800 864 864 Phone us Email us Breadcrumbs UniBank Insurance Comprehensive Car insurance Comprehensive Car insurance Benefits Features Choice of Motor Insurance Cover How to claim Benefits Request a callback Get a quote Retrieve a quote Why choose Allianz Comprehensive Motor Insurance through UniBank? Allianz Motor Insurance has a great range of features and benefits designed to suit members with different needs. With a 24/7 online claims lodgement service, a fortnightly payment option6 and a choice between Comprehensive and Third Party Property Damage cover, Allianz Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you. Up to 10% discount on your first year's premium when you quote and buy a new comprehensive car insurance policy online1,2 You may be able to increase your excess to reduce your premium1 Safe driver discount for eligible drivers1,3 Choose your own repairer4 24/7 online claims or phone 1300 555 030 to commence the claims process Rental car for up to 30 days5 if your car is stolen ($100 per day limit) Need help or want some more information For more information on Comprehensive Car insurance, contact us today. Product Disclosure Statement Comprehensive Car and Third Party Our range of car related services What we offer: Comprehensive car insurance Third party insurance Car loan *Important information Fine print—Allianz Comprehensive Car Insurance The Bank arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). The Bank acts as an agent for Allianz and not your agent. Neither the Bank nor Allianz provide advice based on any consideration of your objectives, financial situation or needs. To decide if it is right for you please carefully read the relevant product disclosure statement, available online or by contacting us. The Target Market Determination is available by calling 1300 139 418. If you purchase this insurance, the Bank will receive a commission that is a percentage of the premium depending on the product. We also have an arrangement with Allianz to provide marketing, administrative and support services relating to Allianz insurance products in return for a share of aggregate profits from insurance policies (excluding CCI policies) issued by Allianz that we arrange. Ask us for more details before we provide you with any services on this product. 1. Minimum premiums Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers. 2. Save up to 10% when you buy online The online discount applies when you quote and buy a new Comprehensive Motor Insurance policy online only. Any online discounts offered are applied to Allianz's standard rates (excluding optional covers) and are for the first year’s premium only (unless otherwise stated). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods. 3. Safe Driver Discount Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. 4. In certain circumstances we may agree with you to use another repairer than the one that you selected. We will act reasonably in doing so. 5. We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle. 6. Instalment Premiums Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply. Features The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. Comprehensive car insurance This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement. Key benefits Cover for accidental loss of or damage to your vehicle New for old replacement of a new vehicle of the same make, model, engine size, features and paint type after a total loss.- If: you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer; your vehicle is less than 2 years old from its first registration at the time it is declared a total loss; where relevant, your financier has given its written consent; and a new replacement vehicle is available in Australia. Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury - up to $20 million for any one event or series of related events Approved legal costs arising from a claim for liability covered by the policy Cost of emergency repairs after a covered accident – up to $500 for any one incident Rental car after theft of your vehicle - $100 per day limit, up to 30 days1 Temporary cover on replacement vehicle – 14 days Reasonable cost of towing after a covered incident More benefits Trailer and caravan cover -$1,000 or market value of the trailer or caravan, whichever is the lesser Cover for personal items in your vehicle - Up to $1,000 for any one incident Cover for reasonable emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night - Up to $1,000 for any one incident Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident - Up to $500 for any one incident Legal liability cover when using a substitute vehicle Lock re-keying / re-coding if the keys to your vehicle are stolen - Up to $1,000 for any one incident Cover for replacement of child seat / baby capsule in your vehicle after a covered accident - Up to $500 for any one incident Optional benefits you can add Rental car following accident, where available - $100 per day limit, up to 30 days1 Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance Cover for tools of trade - Up to $3,000 for any one incident Options you can select to decrease your premium Named driver option Need help or want some more information For more information on Comprehensive Car insurance, contact us today. Product Disclosure Statement Comprehensive Car and Third Party Our range of car related services What we offer: Comprehensive car insurance Third party insurance Car loan *Important information The Bank arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). The Bank acts as an agent for Allianz and not your agent. Neither the Bank nor Allianz provide advice based on any consideration of your objectives, financial situation or needs. To decide if it is right for you please carefully read the relevant Product Disclosure Statement available online or by contacting us. The Target Market Determination is available by calling 1300 139 418. If you purchase this insurance, the Bank will receive a commission that is a percentage of the premium depending on the product. We also have an arrangement with Allianz to provide marketing, administrative and support services relating to Allianz insurance products in return for a share of aggregate profits from insurance policies (excluding CCI policies) issued by Allianz that we arrange. Ask us for more details before we provide you with any services on this product. 1. We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle. Choice of Motor Insurance Cover Choice of Motor Insurance Cover Comprehensive Insurance The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. Third Party Property Damage Covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. Compare Need help or want some more information For more information on Comprehensive Car insurance, contact us today. Product Disclosure Statement Comprehensive Car and Third Party Our range of car related services What we offer: Comprehensive car insurance Third party insurance Car loan *Important information The Bank arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). The Bank acts as an agent for Allianz and not your agent. Neither the Bank nor Allianz provide advice based on any consideration of your objectives, financial situation or needs. To decide if it is right for you please carefully read the relevant Product Disclosure Statement available online or by contacting us. The Target Market Determination is available by calling 1300 139 418. If you purchase this insurance, the Bank will receive a commission that is a percentage of the premium depending on the product. We also have an arrangement with Allianz to provide marketing, administrative and support services relating to Allianz insurance products in return for a share of aggregate profits from insurance policies (excluding CCI policies) issued by Allianz that we arrange. Ask us for more details before we provide you with any services on this product. How to claim Online, any time A convenient way to lodge a car insurance claim is via the online claim form. You can commence submitting your car insurance claim notification 24 hours a day, 7 days a week. All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible. Secure form No phone queues Immediate confirmation number for your reference Over the phone - 24 hours a day, 7 days a week claims lodgment service You can call the claims hotline on 1300 555 030 and a consultant will help you commence the claims process. Need help or want some more information For more information on Comprehensive Car insurance, contact us today. Product Disclosure Statement Comprehensive Car and Third Party Our range of car related services What we offer: Comprehensive car insurance Third party insurance Car loan *Important information The Bank arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). The Bank acts as an agent for Allianz and not your agent. Neither the Bank nor Allianz provide advice based on any consideration of your objectives, financial situation or needs. To decide if it is right for you please carefully read the relevant product disclosure statement, available online or by contacting us. The Target Market Determination is available by calling 1300 139 418. If you purchase this insurance, the Bank will receive a commission that is a percentage of the premium depending on the product. We also have an arrangement with Allianz to provide marketing, administrative and support services relating to Allianz insurance products in return for a share of aggregate profits from insurance policies (excluding CCI policies) issued by Allianz that we arrange. Ask us for more details before we provide you with any services on this product.
