Eligibility criteria apply to join the Bank as members. Fees and charges and lending criteria apply. Consumer lending terms and conditions available here.
Applicants must be eligible for the Rewards Package to take out the Solutions Plus Home Loan. The Rewards Package fee is paid at settlement and then annually on each anniversary from the Everyday Direct account.
Terms and conditions for the mortgage offset facility are set out in our Consumer lending terms and conditions and Conditions of use Accounts and access. For more information refer to the FAQ section under Offset facility at unibank.com.au.
Redraw is subject to application and registration and is not available when a fixed rate applies to any part of the loan.
Repayment Pause is not available on all loan products and is subject to application and approval. Refer to Consumer Lending Terms and Conditions for full details.
Lenders Mortgage Insurance, or LMI, insures the lender in the event that the borrower defaults on the mortgage. It does not insure the borrower. Borrowers must still meet lending eligibility criteria for both the lender and the LMI provider.
The Responsible Investment Association Australasia (RIAA)
All new retail mortgages and deposits at the Bank have been certified by RIAA according to the strict operational and disclosure practices required under the Responsible Investment Certification Program. See www.responsibleinvestment.org for details. RIAA’s Certification Symbol Trade Mark provides consumers and industry alike with a quality mark of Australia and New Zealand’s standard for responsible investing products and advice.