Special moments deserve a special rate

Take advantage of our Classic Home Loan special interest rate^ for 12 months*.

Exclusive to new home loans.

Classic Home Loan Special

For when a special moment deserves a special rate. Enjoy a special 1 year rate at 2.80% pa, 3.29% pa comparison.

Buying a new home is one of those special milestones in life. At UniBank, we want you to enjoy those special home moments sooner. That’s why, for a limited time only, we’re offering you a special low interest rate for the first 12 months. Now that’s special!

  • 2.80%pa

    1-year Special interest rate (Owner Occupier)

  • 3.29%pa**

    1-year Special Comparison rate (Owner Occupier)

  • $600

    Establishment Fee

  • $250k

    Minimum Amount

Your special low rate will not change for the first 12 months of your loan, which means no nasty repayment shocks. Plus, you’ll enjoy the same outstanding benefits of our Classic Home Loan with unlimited additional repayments and fee-free redraw. At UniBank, you can bank on us for socially responsible home loans too - the money we lend for all new home loans does not come from damaging industries.

So whether you’re looking to buy a place to call your own or refinance to save yourself some cash, with an interest rate this low, there’s never been a better time to make your special home moments happen.


We can come to you

Find your local mobile lender

Are you looking to borrow up to 85% of the property value, or is the loan amount less than $250,000? You can speak to one of our mobile lenders and find an option that suits you.

Please note: Mobile lenders are not available in all areas. To find out if we service your area, simply enter your postcode above.

To become a member, you'll need:

  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Account details to purchase your share in the bank

**Comparison rate warning

Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.

^The interest rates shown are for new business only and for Principal and Interest repayments. We are offering a special interest rate (‘Special Rate’) for a period to members who apply for an owner occupied Classic Home Loan with Teachers Mutual Bank Limited (‘The Bank’) between 28 February 2020 and 30 June 2020, with unconditional approval received by 31 July 2020 and loan settled by 31 October 2020. The offer is subject to certain conditions as follows:

The Special Rate of 2.80%pa (comparison rate 3.29% pa**) will apply for 12 months from date of first loan drawing. This offer excludes top ups, internal refinances and existing Teachers Mutual Bank Limited loans. Minimum loan amount is $250,000. Maximum loan-to-valuation ratio of 80% applies. New business only and for Principal and Interest repayments only.

The Special Rate offer will cease 12 months from the funding date, at which time your home loan will revert to the then applicable Classic home loan variable interest rate.

The Special Rate offer may be withdrawn or amended by the Bank at any time. Once the special interest rate applies, the interest rate will not alter during the relevant 12 month period. After that, the then variable interest rate will apply, which is subject to change at any time.