Reward Saver account Receive bonus interest on your savings by saving more and withdrawing less regularly. Talk to us Phone us Email us Breadcrumbs UniBank Accounts Reward Saver account 2.36%pa Combined interest rate $0 Access Fee $1.50 Excess Usage Fee Apply Reward Saver account Reward Saver is a high interest savings account that rewards you when you save more. Simply save as little as $50 each month, make no withdrawals and we'll reward you with great bonus rates! Savings calculator Avoiding and minimising fees Join Savings and Investments interest rates Features and benefits How to open an account Rates and fees Have you considered? Features and benefits Reward Saver account features and benefits Designed for UniBank members, it is easy to get started. Simply save as little as $50 each month, make no withdrawals and we'll reward you with great bonus rates! This account pays bonus interest each month when a minimum amount is deposited, no withdrawals are made and the account has a credit balance at all times during that month. If all criteria are not met, the standard interest rate will apply. There is a limited allocation of free withdrawals before excess usage applies. Enjoy: Track payments with SMS and email alerts Access to online banking anywhere, anytime Direct credits Bonus interest earned for each month you deposit a minimum of $50 (or for Mighty Saver a minimum of $10 during a month), make no withdrawals during the month and the account has a credit balance at all times during that month One free withdrawal per month* (when you withdraw in a month you lose the additional interest for that month). Free online and phone banking balance enquiries Free online and phone banking transfers SMS banking Internal transfers 24/7 banking - transfer anytime Simplicity of setting up a regular savings plan 24/7 access via internet, mobile app and phone banking View all accounts How to open an account How to open this account You need to be a member and an internet banking user. Contact us if you do not have access to internet banking. Members Apply via internet banking Log in to internet banking Go to 'Self Service' in the menu Select 'Open New Account' in the drop-down menu and follow the prompts. Apply over the phone Apply via post Not a member yet? Become a member and we will guide you through the process to open your new account. Join online today Rates and fees Interest rates Combined interest rate 2.36%pa Reward interest rate 2.26%pa Interest rate 0.10%pa Interest rates effective date Interest rates effective 1 September 2016 Interest rates type Variable Other information Excess Usage Fee $1.50 Additional Statements Fee $7 per month TMB Cheque Withdrawal Fee $3 For full details of our low rate credit card fees, view our Fees and charges brochure. Have you considered? Here are some other ways we can help you Switch to UniBank Once you’re a member, switching all your banking to UniBank is easier than ever. Make the switch Our other savings accounts Achieve your savings goals sooner by choosing the savings account which works best for you. View all accounts Make the most of your money overseas Purchase a Multi-Currency Cash Passport, buy foreign cash or travellers cheques for your next trip. Learn more Managing your account Useful information for making the most of your UniBank accounts. Savings calculator Ways to bank with us Which account is for you Avoiding and minimising fees BPAY View Managing your account Switch your account to us To become a member, you'll need: To be an Australian citizen or permanent resident 18 years old or over + Identification + Account details to purchase your share in the bank Join *Important information Conditions of use—Accounts and access Fees and charges Back to top.