Reward Saver Account

0.85%pa

Combined interest rate
$0

Access Fee
$1.50

Excess Usage Fee

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Reward Saver account

Reward Saver is a high interest savings account that rewards you when you save more. Simply save as little as $50 each month, make no withdrawals and we'll reward you with great bonus rates!

Features and benefits
Reward Saver account features and benefits

Designed for members, it is easy to get started. Simply save as little as $50 each month, make no withdrawals and ensure the account has a credit balance at all times during that month and and we'll reward you with great bonus rates!
This account pays bonus interest each month when a minimum amount is deposited, no withdrawals are made and the account has a credit balance at all times during that month. If all criteria are not met, the standard interest rate will apply. There is a limited allocation of free withdrawals before excess usage applies.

Enjoy:
- Track payments with SMS and email alerts
- Access to online banking anywhere, anytime
- Direct credits
- Bonus interest earned for each month you deposit a minimum of $50 (or for Mighty Saver a minimum of $10 during a month), make no withdrawals during the month and the account has a credit balance at all times during that month
- One free withdrawal per month* (when you withdraw in a month you lose the additional interest for that month).
- Free online and phone banking balance enquiries
- Free online and phone banking transfers
- SMS banking
- Internal transfers
- 24/7 banking - transfer anytime
- Simplicity of setting up a regular savings plan
- 24/7 access via internet, mobile app and phone banking
- A certified responsible investment deposit product
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How to open an account
How to open this account

You need to be a member and an internet banking user. Contact us if you do not have access to internet banking.

Members

Apply via internet banking
- Log in to internet banking
- Go to 'Self Service' in the menu
- Select 'Open New Account' in the drop-down menu and follow the prompts.
Apply over the phone

Apply via post

Not a member yet?

Become a member and we will guide you through the process to open your new account.

Join online today

Rates and fees

Interest rates
Combined interest rate	0.85%pa
Reward interest rate	0.75%pa
Interest rate	0.10%pa
Interest rates effective date	Interest rates effective 1 January 2021
Interest rates type	Variable

Other information

For full details of our fees, please review the Fees and Charges brochure.

Download the Fees and Charges brochure [PDF]

Have you considered?

Here are some other ways we can help you

Switch to UniBank

Once you’re a member, switching all your banking to UniBank is easier than ever.

Make the switch

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Managing your account

Useful information for making the most of your UniBank accounts.

To become a member, you'll need:

To be an Australian citizen or permanent resident
18 years old or over
+
Identification
+
Account details to purchase your share in the bank

Join

*Important information

Conditions of use—Accounts and access

Fees and charges

The Responsible Investment Association Australasia (RIAA)

Retail mortgages and deposits have been certified by RIAA according to the strict operational and disclosure practices required under the Responsible Investment Certification Program. See www.responsibleinvestment.org for details. The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold an Australian Financial Services Licence.

Reward Saver account