Bill Paying account If your fridge door doubles as a filing system for phone, gas and electricity bills, it may be time to open a Bill Paying account. Talk to us Phone us Email us Breadcrumbs UniBank Accounts Bill Paying account $0 Access Fee 0.00%pa up to $9,999 $0 Minimum Amount Apply Bill Paying account This account allows you to separate your money for bills from your Everyday account so it’s easy to budget. Savings calculator Avoiding and minimising fees Join Features and benefits How to open an account Rates and fees Have you considered? Features and benefits Bill Paying account features and benefits If your fridge door doubles as a filing system for phone, gas and electricity bills, it may be time to open a Bill Paying account. When the payment is due, you’ll have money put aside. To make sure your Bill Paying account operates effectively, we recommend you deposit a portion of your pay or income into this account on a regular basis. This way you’ll ensure you have enough money in the account when your bills are due. Enjoy: Access to online banking anywhere, anytime Track payments with SMS and email alerts BPAY Direct credits Direct debits Transfers via internet banking and the mobile app Deposits and cash withdrawals at selected offices Periodical payments via internet banking Cheque withdrawals Electronic deposits Direct deposit your salary or other income No monthly access fee Many bill paying options including BPAY, periodical payments and direct debits Separate money for bills Unlimited electronic transactions 24/7 access via internet, mobile app and phone banking View all accounts How to open an account How to open this account You need to be a member and an internet banking user. Contact us if you do not have access to internet banking. Members Apply via internet banking Log in to internet banking Go to 'Self Service' in the menu Select 'Open New Account' in the drop-down menu and follow the prompts. Apply over the phone Apply via post Not a member yet? Become a member and we will guide you through the process to open your new account. Join online today Rates and fees Interest rates up to $9,999 0.00%pa $10k - $49,999 0.00%pa $50k and over 0.00%pa Interest rates effective date Interest rates effective 1 September 2016 Interest rates type Variable Other information Overdrawn Account Fee $10 Electronic Fund Transfer Fee Free via online banking Periodical Payments Fee Free via online banking TMB Cheque Withdrawal Fee $3 Additional Statements Fee $7 per month For full details of our low rate credit card fees, view our Fees and charges brochure. Have you considered? Here are some other ways we can help you Overdraft If you need to access extra money from time to time, our RediCredit overdraft facility allows you to access extra approved funds through your Everyday Direct account. Learn more Switch to UniBank Take advantage of UniBank benefits and switch all of your finances. Join the bank that puts you first Direct your pay and income Make it easy to get to your money and make sure there is enough for all of your expenses by splitting your pay into other accounts. Ways to bank Managing your account Useful information for making the most of your UniBank accounts. Savings calculator Ways to bank with us Which account is for you Avoiding and minimising fees BPAY View Managing your account Switch your account to us To become a member, you'll need: To be an Australian citizen or permanent resident 18 years old or over + Identification + Account details to purchase your share in the bank Join *Important information Conditions of use—Accounts and access Fees and charges Back to top.