Interest rate changes announced Talk to us Phone us Email us Breadcrumbs UniBank About Us Member news & media 2016 Interest rate changes announced 1 March 2016 1 March 2016 Interest rate changes to Fixed Home Loans and My First Home Loan Effective 1 March 2016 for Owner Occupied loans only The Bank has reduced rates across its owner occupied fixed home loan products providing members with some of the better rates on the market. These rates are great for members looking for security and knowing that their home loan repayments won’t change for the duration of the fixed term. In addition, members could make further savings if they take advantage of our 100% offset facility. For first home loan borrowers we have lowered the variable interest rate on My First Home Loan by 0.20% pa effective 1 March 2016 for new business and 1 April for existing home loans. New home loan interest rates Owner Occupier Home Loans Current Rates Home Loan Interest rate p.a. Comparison rate p.a.** 5 year fixed 4.34% 5.05% 4 year fixed 4.34% 5.13% 3 year fixed 3.99% 5.13% 2 year fixed 3.99% 5.25% 1 year fixed 3.99% 5.39% My First Home Loan 5.03% 5.03% For more details on all our interest rates, view our Home Loan section on this website. **Comparison rate warning Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.