2. Accounts
Please note – Before you decide on any of our products or services, we strongly recommend that you read both the Conditions of use - Accounts and access and Fees and charges booklets. You can find these online at our website or ask at any of our offices. We have not considered your objectives, financial situation or needs.
3. Online access
You should consider whether this service is appropriate for you before acquiring it. For additional information on security please refer to our Security Guide for electronic transactions available online. Access is subject to availability and maintenance. We test mobile banking to ensure compatibility with the majority of popular devices used by members but cannot guarantee that it will be compatible with all devices and operating systems. The Bank does not charge you for accessing your accounts using your mobile. Internet data charges and call charges may be incurred through your mobile service provider - check with your Internet Service Provider or mobile phone service provider for more details. A 3G or Wi-Fi connection is needed for the mobile banking and map features.
4. Membership
Membership is open to citizens or permanent residents of Australia who are current or retired employees, graduates and students of an Australian university or are family members of members (i.e. shareholders) of the Bank. Membership of the UniBank Student Banking program is open to citizens and permanent residents of Australia who are students of an Australian university or have graduated in the last two years and may be withdrawn at any time.
5. ATM Access
Subject to system availability.
6. Apple Pay
You should consider whether this service is appropriate for you before acquiring it. Terms and conditions apply to the use of Apple Pay and UniBank Mobile Wallet and are available on our website. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Apple PayTM. Internet data charges may be incurred through your mobile service provider - check with your Internet Service Provider for more details. Apple, the Apple logo, Apple Pay, Apple Watch, iPad and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps, with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-au/km207105.
7. Google Pay
You should consider whether this service is appropriate for you before acquiring it. Terms and conditions apply to the use of Google PayTM and UniBank Mobile Wallet and are available on our website. Smart phone must be NFC (Near Field Communication) enabled and running Lollipop 5.0 and above. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Google PayTM. Internet data charges may be incurred through your mobile service provider—check with your Internet Service Provider for more details. Android, Google PayTM and Google logo are trademarks of Google Inc.
8. Samsung Pay
You should consider whether this service is appropriate for you before acquiring it. Terms and conditions apply to the use of Samsung Pay and UniBank Mobile Wallet and are available on our website. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Samsung Pay. Internet data charges may be incurred through your mobile service provider - check with your Internet Service Provider for more details. For more information and a list of compatible Samsung Pay devices visit unibank.com.au/samsung-pay.
9. OSKO by BPAY®.
Osko is a registered trademark of BPAY Pty Limited. BPAY is a registered trademark of BPAY Pty Limited. Osko by BPAY is issued by over 60 BPAY Scheme participants. The BPAY scheme is managed by BPAY Pty Limited (ABN 69 079 137 518). Any financial product advice provided by BPAY Pty Limited in relation to BPAY payment products is general advice only and has been prepared without taking into account your objectives, financial situation or needs. Before acting on such advice, you should review the terms and conditions and consider whether BPAY payment products are appropriate for your personal circumstances.
10. PayID.
Terms of Use apply in respect of any PayID you create, attempt to create or request that we create for an Account and must be read together with any other terms and conditions that apply to the relevant Account. The complete PayID Terms can be reviewed and accepted before your create any PayID within your Internet Banking.
11. World’s Most Ethical Company
® “World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC. The World’s Most Ethical Company assessment is based upon the Ethisphere Institute’s Ethics Quotient (EQ) framework and honours superior achievements in transparency, integrity, ethics and compliance. Teachers Mutual Bank Limited has been named one of the World’s Most Ethical Companies from 2014-2021, and includes subsidiaries Teachers Mutual Bank (2014-2021) UniBank (2016 - 2021), Firefighters Mutual Bank (2018 - 2021) and Health Professionals Bank (2021).
