1800 864 864
Phone and email enquiries between 8:30am to 4:30pm, weekdays.
UniBank provides a one-stop-shop for all your travel services.
If you are planning your next overseas holiday, or even travel within Australia, you require the services of an experienced travel team, renowned for their attention to detail.
Whether it’s Leisure Travel or for Business, Tertiary Travel’s consultants draw upon many years of experience, and maintain a personal and professional approach to the needs of their clients.
Contact Tertiary Travel to discuss your travel plans today or Enquire online.
For more information visit Tertiary travel's website.
Nedlands WA 6009
Monday to Friday
T: 08 9386 6314
Contact us to see if you qualify for a 25% discount on Aussietravelcover
UniBank has partnered with American Express to offer you a variety of foreign currency services so you have the confidence of security and convenience when sending and receiving money from overseas.
A Telegraphic Transfer (TT) allows you to electronically send funds directly into your beneficiary’s account in a specified currency. TT’s are the preferred method to make large value international payments as they are processed quickly, cost-effectively and securely in over 100 currencies.
You can choose for the funds to be either in Australian dollars or the currency of the destination country (note some restrictions may apply*). Please note TT’s are not immediate – they can take anywhere between 7 and 10 working days to arrive, depending on the country.
To arrange for a TT complete the Telegraphic Transfer form before printing and posting, faxing or emailing to us.
Send money overseas
An incoming overseas deposit allows you to receive foreign currency into your account that is then converted into Australian dollars (AUD). Receiving foreign currency from an overseas account is easy.
The overseas financial institution can use one of two intermediaries to transfer the deposit to your Bank account.
To start the process, UniBank members can simply visit the American Express Portal, complete the online form and then send the information provided to your payment sender.
The Inward Currency and Account Details document contains all the information you need to receive an incoming telegraphic transfer.
You may also receive money from overseas using CUSCAL’s service. CUSCAL will not accept funds transferred from overseas directly to themselves, therefore your funds will need to be processed through an intermediary bank. You may be able to nominate either an intermediary bank of your own choosing, or CUSCAL’s preferred intermediary bank, NAB. Fees and Charges apply.
CUSCAL, 1 Margaret Street Sydney NSW 2000 Australia
Your member number
Your full name
CUSCAL's preferred intermediary bank is NAB. Swift Code NATAAU3303M.
Please be aware that CUSCAL take a $6.29 fee, from incoming TT's from the amount you receive from overseas. The Sending Bank and the Intermediary Institution are able to deduct a processing fee for international transfers. Depending on the circumstances, such as the location of the sending financial institution and its commercial arrangements, processing via more than one intermediary bank may be necessary.
Contact us from overseas
*See Terms and conditions. Please note that telegraphic transfers (TT’s) are sent via a network of correspondent banks, which sometimes levy a small handling charge on your payment. Any such fees, and payment delays, are out of our control.
Telegraphic Transfers are arranged through American Express International Inc. (ABN 15 000 618 208 AFSL No.237996). Incorporated with limited liability in Delaware USA. ®Registered Trademark of American Express Company. A Product Disclosure Document can be requested at unibank.com.au or by calling 1800 864 864 8:30am to 4:30pm, weekdays or from our office. The information contained in this document has been prepared without taking into account your objectives, financial situation or needs. You should read the PDS and consider the appropriateness of Telegraphic Transfers in relation to your individual requirements. Please note currency conversion rates change according to market conditions for outgoing transfers.
Cuscal is Australia's leading provider of transactional banking, liquidity and capital management products and superannuation solutions to more than 150 specialist financial services institutions across Australia. They provide clients access to Australian capital markets, payment systems, card schemes, inter-institutional settlement arrangements, and is one of the nation's largest ATM networks.
Cash Passport is quite simply a card which you pre-load with your spending money in up to ten (10) different currencies2 on the same card before you travel. The card can be used for point of sale, online and for ATM transactions worldwide, wherever the MasterCard Acceptance Mark is displayed. It is Chip and PIN protected for enhanced security and worldwide acceptance.
You can reload your card, check your balance, access statements, locate your nearest MasterCard ATM, allocate funds and view your recent transactions online from anywhere in the world. There is also a Help Centre, and information on how to get more from your card.
Simply view ‘My Account’ after logging in via the cash passport website.
This now includes the automated ‘Cash Out’ process available when you are signed in to ’My account’.
View the Cash Out process guide
To retrieve your cash passport balance, complete the Cash Passport Encashment Form. Cash outs are processed within 10 business days. Note: Cash outs of foreign cards will be converted to AUD at the prevailing exchange rate prior to crediting to the customers bank account. You can also access funds via a local MasterCard ATM. Read the Product Disclosure Statement
2. Before you make a decision to acquire the Card, please check www.cashpassport.com/multi for the latest currencies supported.
3. Some ATM Operators may charge their own fee or set their own limits.
4. “Lock in your rate” means that the prevailing exchange rate is locked in for the initial load value only. Subsequent card reloads will be processed at the then prevailing exchange rate on the day of the reload transaction, and will be locked in at that rate.
5. Emergency cash replacement (up to the amount available on your card), anywhere in the world, normally within 20 minutes, though in some remote locations this could take up to 24 hours.
Travellers cheques are the safe alternative to large amounts of cash, providing peace of mind and convenience on your holiday. They make international travel simpler and more secure while avoiding the hassle of exchanging money when you arrive
American Express® Travellers cheques are available for:
With no expiry date, you can save unused travellers cheques for your next trip.
Your order can be couriered to a school or business address in Australia, usually within 2-3 working days, at no extra charge (minimum value of AUD$250 - orders below this amount will incur the courier fee at cost). Alternatively your order can be collected from one of our offices with 2-3 working days notice. Travellers cheques must be signed at time of collection.
You can also order online direct through American Express®. These orders can either be collected from one of our offices or from an American Express Foreign Exchange Services office of your choice. You can check the exchange rate before ordering.
Travellers Cheques are issued by American Express Travel Related Services Company®and American Express International Inc. (ABN 15 000 618 208 AFSL No.237996). Incorporated with limited liability in Delaware USA. A Product Disclosure Statement is available at americanexpress.com.au/travellerscheques or by calling 1800 864 864 8:30am to 4:30pm weekdays. Please read the Disclosure Document and consider the appropriateness of Travellers Cheques in relation to your individual requirements before purchasing American Express Travellers Cheques. A minimum fee of $15 or 1.5% on the total amount applies to AUD travellers cheques. Teachers Mutual Bank receives commission of up to 1.0% of the value of each transaction.
Foreign cash is available in a wide range of currencies.
You can also order directly online through American Express®. These orders can either be collected from one of our offices or from an American Express Foreign Exchange Services office of your choice. You can check the exchange rate before ordering.
Your order can be couriered to your school or business address in Australia, usually within 2-3 working days, at no extra charge (minimum value of AUD$250).
Alternatively your order can be collected from one of our offices, an American Express Foreign Exchange Services office or Australia Post Office with 2-3 working days’ notice.
Foreign Cash is issued by American Express International Inc. (ABN 15 000 618 208 AFSL No.237996).
1. You can convert most foreign currencies through UniBank including:
(a) Notes (coins and some small denominations will not be converted)
(b) Travellers cheques (if signed in front of a UniBank officer); and
(c) Personal or company cheques (if less than six months old and payable to the account holders or endorsed; United States Dollar cheques must be endorsed).
2. Where the amount converted is equivalent to less than $25,000 (AUD), the conversion will be made at the daily buying exchange rate determined by Western Union or American Express®, and will only be paid into your UniBank account. For conversions received after 2.30pm, the following working day’s rate may apply. The exchange rate is determined by the cut off time of the supplier.
3. Where the amount is converted to $25,000 (AUD) or more the cheque will be sent on a collection basis to the overseas provider. Western Union determines the exchange rate upon receipt of the cheque, while American Express® determines the exchange rate on the day of the deposit.
4. If the amount converted is:
(a) less than $5,000 (AUD) the funds should be credited to your account within 1-2 working days. Please note that the funds will not be cleared for up to 10 weeks. If the cheque is dishonoured, we will recover the funds credited to your account from you, including the paying bank dishonour fees and any interest accrued on the deposit from the day the proceeds were credited to your account.
(b) more than $5,000 (AUD) but less than $25,000 (AUD) the funds should be credited to your account within 1-2 working days but will not be available to draw against until the funds are cleared, which can take up to 10 weeks. If the cheque is dishonoured, we will recover the funds credited to your account from you, including the paying bank dishonour fees and any interest accrued on the deposit from the day the proceeds were credited to your account.
(c) $25,000 (AUD) or more, we will not credit the funds to your account until 45 working days after the deposit has been made. If the cheque is subsequently dishonoured, we will recover the funds credited to your account from you, including the paying bank dishonour fees and any interest accrued on the deposit from the day the proceeds were credited to your account.
Note: We reserve the right to clear cheques on a collection basis regardless of amount.
5. Fees and charges will apply and be debited where payable to the relevant UniBank account. A Fees and Charges brochure and relevant account Terms and conditions are available from UniBank.
Handy travel tips to consider before you go on your holiday: