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Phone and email enquiries between 8:30am to 4:30pm, weekdays.
Our accounts can help you take control so you have money for today, tomorrow and your future.
Gain fast and easy access to your money with our Everyday accounts.
The account for all your day-to-day banking needs, with minimal fees and packed with features.
The all-in-one bank account that provides flexibility and has you covered for all your electronic transactions.
The account that allows you to separate your money for bill. So you don't miss a payment.
Conditions of use - Accounts and access Fees and charges
Earning a good return on your money is just a step away. With so many options available, there’s a saving solution to achieve your goals.
A high-interest online savings account linked to your online banking to provide unlimited access to your money.
Be rewarded with a great ongoing variable bonus interest rate when you save your money regularly.
Get a higher return on your savings and access to your Cash Management account when you need it.
An account for members receiving a pension or allowance from Centrelink or Veteran Affairs.
Whether you're saving for your children's education, or Christmas - there's an account to help you get started.
With our Christmas Savings account you have the whole year to save for Christmas.
Looking for a professionally managed savings investment product, to build a nest egg to fund education expenses for your children?
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Attention all students!
To thank you for your membership and to help you wind down after exams, UniBank is giving you the chance to WIN* double passes to a couple of this summer’s best music festivals – Southbound in Busselton (December 2016) and Laneway in Fremantle (February 2017).
We understand that being a student can mean long hours studying, often while juggling part time work with a social life and campus activities, and having to make smart and sensible decisions with your money.
Our student banking has been developed with this in mind, incorporating a range of products designed to help you during this busy – and exciting – time in your life.
As a student, you’ll get access to:
Let us look after you when you need it the most, now and in the future.
With our accounts, kids and teens can learn the fundamentals of banking and managing money. From their first few dollars of pocket money, to their very first job - help your kids develop a good savings habit from now.
Explore the accounts below to find out how we can help them save their hard earned cash.
Mighty Saver Account is a high interest savings account for under 18 year olds that rewards savings.
Enjoy a fixed rate of return for the nominated term, so you know exactly what your investment's worth.
Earning a good return on your money is just a step away for both members and non-members.
Be rewarded with an extra 0.05% bonus interest. Exclusive to Rewards Package members#.
Learn moreView rates
Not a member? No worries, you can take advantage of great returns on our term deposits.
Interest rate effective from 17 January 2017 and is subject to change without notice. For deposits of $500,000 or more, rates are by negotiation and subject to acceptance. View the Conditions of use – Accounts and Access, and Fees and Charges brochure, also available from our office. You should consider whether this product is appropriate for you before acquiring it.
Interest can be paid monthly, 12 monthly or at maturity on the Member, Rewards Package and Customer Term Deposits. The Customer Term Deposit interest is calculated on the daily closing balance of the account and can be credited (compounded) to the term deposit account annually or on maturity. Term deposits lodged for more than 12 months must have interest paid at least every 12 month period as well as at maturity and can be compounded to the principal. Fortnightly and monthly interest payments cannot be compounded to the principal.
Term deposits interest rates are subject to change without notice. However, your interest rate is guaranteed for the term of your chosen deposit.
You cannot make a partial withdrawal if the remaining balance will be less than the minimum opening balance required for the account. You must then withdraw the whole balance (minus any interest corrections) and close the account.
The reduced rate is currently 2% lower than the rate specified on your Term Deposit Certificate.
1 Minimum deposit $500 for 0-23 year olds.
2 For deposits over $500,000, rates are by negotiation and subject to acceptance.
3 If you cancel or do not renew your Rewards Package by paying the annual fee each year you will no longer be eligible for the rewards benefits. As a result the term deposit will be transferred to a comparable term deposit for the remaining term, providing the remaining term is 3 months or more or if the remaining term is less than 3 months, your term deposit balance will automatically be transferred to your account. Reduced interest is paid on term deposits if you withdraw your funds before the end of the proposed term.
#Rewards Package Terms and Conditions
Useful information for making the most of your UniBank accounts.