Personal Loans - Debt consolidation
A simpler way to get back on track
A personal loan for debt consolidation or short-term cash flow can help streamline what you owe and create a bit more room in your budget.
Why consolidate your debt?
One repayment
Combine multiple debts into a single loan with one repayment and due date to manage.
Lower interest potential
You may reduce the amount of interest you pay overall, especially compared to higher-interest debts like credit cards.
Manage your repayments
Choose repayments that fit your budget, with a clear end date so you know when your debt will be paid off.
Less financial stress
Fewer bills and simpler repayments can give you breathing room and help you feel back in control.
Clear terms. Fewer moving parts.
Choose fixed and variable loans up to $50,0001 **
Pay $0 ongoing account keeping fees2
Select a loan term of up to 6 years
Pick weekly, fortnightly or monthly repayments to suit your budget
Make extra repayments3 and access unlimited redraw4 on your variable personal loan anytime, at no additional cost
Access and manage your loan 24/7 via Internet Banking and the Mobile App5