Which loan suits you?
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If you...
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Fixed Rate
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Variable Rate
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- Want repayments that stay the same
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- Prefer certainty for budgeting
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- Want protection from rate changes
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- Want flexibility for additional repayments when you can to reduce your loan faster
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- Like having access to redraw if you need it
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- Are comfortable with repayments that may change over time
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- Plan to keep the loan for the full term
- Possible