Buy the car of your dreams, whether it's a new or used car up to 10 years old.
Whether it’s a new or used car, an upgrade or a necessity, our car loans* have no ongoing monthly account-keeping fees1, no penalty fees to redraw* and a low $100 application fee. You won’t believe how easy we make it easy for you to get on the road.
Our car loans start from $2,000 with flexible repayment options. We can help you turn the car you want into reality.
Got a question?
To become a member, you'll need:
To be an Australian citizen or permanent resident
18 years old or over
Account details to purchase your share in the bank
*Comparison rate warning
Comparison rates quoted are based on $10,000 for a term of 3 years for Travel Loans, $10,000 for a term of 3 years for Car Loan and All Purpose Loans and $30,000 for a term of 5 years for Secured New Car Loan, with monthly repayments. The Secured New Car Loan is a secured product. All other loan products quoted are unsecured.
WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Eligibility criteria apply to join the Bank. Fees and charges and lending criteria apply. Consumer lending terms and conditions available here.
Credit Guide available here.
Redraw is subject to application and registration.
1 Fees may apply if your loan account is in default or you seek other services, e.g., a loan variation.
Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable). Discounts are available at the time of printing and are subject to change without notice.
UniBank arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). UniBank Limited acts as an agent for Allianz and not your agent. A Product Disclosure Statement (PDS) for any of the insurance products is available online or by contacting us. For CTP a PDS is not available please read the terms and conditions of cover available by the same methods.
# To be eligible for the $100 cash back, Members must take out either a UniBank Car Loan or Secured New Car Loan and purchase Allianz Comprehensive car insurance through the Bank. Members need to apply for the loan from 9am AEST on 20 June 2016 and have the new loan funded and purchased Allianz Comprehensive motor vehicle insurance by 7pm AEST on 31 August 2016. The $100 will be paid into member’s Everyday account. This offer is only available to individual members. If the newly purchased Allianz Comprehensive motor vehicle insurance policy is cancelled within the first 6 months, except in the event that the vehicle is sold or written off, the $100 amount previously deposited will be withdrawn from the member’s Everyday account.