At UniBank, all of our mortgage and deposit products are independently certified by the Responsible Investment Association Australasia (RIAA).
As part of one of Australia’s largest mutual banks dedicated to the university sector, we understand the importance of money. It makes a great difference to the world when that money is used and invested responsibly. That’s why social responsibility is integral to everything we do.
We are a bank where money is used for good.
As one of our members, you can rest assured that your investments are being managed ethically and responsibly. We absolutely understand that you don’t want your money funding the wrong type of activities, and we diligently ensure this does not happen. When our members deposit funds with us, we make sure that every dollar is invested with our social responsibility exclusion criteria. It’s just another way that we provide our members with peace of mind knowing they’re banking with an institution that lives and breathes socially responsible banking.
This means that:
UniBank savings accounts are Certified Responsible Investments.
Open a responsible investment account
UniBank mortgages are Certified Responsible Investments.
Apply for a responsible investment mortgage
Know more about our strict social responsibility exclusion rules
We do not invest in enterprises whose primary purpose is: alcohol; armaments; correctional facilities; cryptocurrency; deforestation or gross environmental degradation; gambling; military activities; political activities; pornography; slavery; tobacco; and uranium.
We don't lend your money to the fossil fuel industry
We do not use our members’ deposits to directly lend to, buy equity or debt in, any large-scale greenhouse polluting activities including fossil fuel exploration, extraction, production and use. This is written in our Treasury Credit Risk and Lending Risk Policy.
The money we lend you for your mortgage does not come from damaging industries.
What makes our savings and mortgage products responsible?
They have been independently Certified by the Responsible Investment Association Australasia (RIAA).
Retail mortgages and deposits have been certified by RIAA according to the strict operational and disclosure practices required under the Responsible Investment Certification Program. See www.responsibleinvestment.org for details.
The RIAA’s Responsible Investment Certification Program (RICP) provides investors with standardised and consistent information allowing them to compare and contrast the investment options that have been assessed and verified as responsible or ethical.
The Banks’ products are listed on RIAA’s Responsible Returns website and products on this web-tool have been certified in accordance with RIAA's Program.
The Responsible Investment Association Australasia (RIAA) champions responsible investing and a sustainable financial system in Australia and New Zealand. RIAA is dedicated to ensuring capital is aligned with achieving a healthy society, environment and economy. With over 240 members managing more than $9 trillion in assets globally, RIAA is the largest and most active network of people and organisations engaged in responsible, ethical and impact investing across Australia and New Zealand.
At UniBank, we believe in the contribution that universities make to our community and to the world. We believe in the power that higher learning has to change minds, to change how things are done.
Because knowledge, discovery and new ways of thinking are important to us too.
That’s why we are determined to provide better, smarter financial solutions to the staff, students and graduates of Australian universities and their families. We believe in being socially responsible. It isn’t just part of our business, it’s how we do business. It affects who we are, what we do and why we do it. And by operating ethically and sustainably we are able to channel our profits into doing good.