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At UniBank we offer you a wide range of personal loans. All our loans offer flexibility, no ongoing fees and competitive interest rates.

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remove All Purpose Personal Loan remove Car Loan remove Secured New Car Loan remove Travel Loan remove Overdraft remove Overdraft for students
Details
Who is this loan for?
Who is this loan for?

With a competitive variable interest rate and no ongoing account keeping fees2, our versatile All Purpose Personal Loan1 can help you simplify the way you manage your finances.

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Whether you’re buying new or used, we can assist you in getting the right Car Loan for you.

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Time to upgrade to something new? Our competitive Secured New Car Loan could provide the funds you need to get you there.

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Designed for travel and travel-related expenses, our flexible Travel Loan can help you experience your ideal holiday sooner.

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Linked directly to your Everyday Direct account, RediCredit is there whenever you need a little extra cash. With a temporary limit increase available to cover your needs, you can be prepared for the unexpected no matter where you are.

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Our RediCredit for students can give you instant access to extra cash when you need it most. Apply for our student overdraft and enjoy the peace of mind.

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Features
No ongoing fees
No ongoing fees
Make extra repayments to pay your loan off faster
Make extra repayments to pay your loan off faster
Choose weekly, fortnightly or monthly repayments
Choose weekly, fortnightly or monthly repayments
A competitive variable interest rate
A competitive variable interest rate
Links directly to your Everyday Direct account
Links directly to your Everyday Direct account
Instant access to your funds
Instant access to your funds
Debt consolidation
Debt consolidation
Rates and fees
Interest rate
Interest rate
Interest rate
13 .19 % pa
Interest rate
9 .95 % pa
Interest rate
8 .39 % pa
Interest rate
11 .45 % pa
Interest rate
12 .64 % pa
Interest rate
12 .05 % pa
Comparison rate
Comparison rate
Comparison rate
13 .90 % pa**
Comparison rate
10 .64 % pa**
Comparison rate
8 .71 % pa**
Comparison rate
12 .15 % pa**
Minimum Amount
Minimum Amount $ 2K $ 2k $ 10K $ 2K $ 500 $ 500
Maximum Amount
Maximum Amount $ 80K $ 50k $ 80K $ 30K $ 10k
(up to $20k for joint accounts)
$ 7,500
Personal Loan Application Fee
Personal Loan Application Fee $ 100 $ 0* $ 0* $ 100 n/a n/a

To become a member, you'll need:

  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Account details to purchase your share in the bank

*Comparison rate warning

Comparison rates quoted are based on $10,000 for a term of 3 years for Travel Loans, $10,000 for a term of 3 years for Car Loan and All Purpose Loans and $30,000 for a term of 5 years for Secured New Car Loan, with monthly repayments. The Secured New Car Loan is a secured product. All other loan products quoted are unsecured.

WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Membership eligibility applies to join the Bank. All applications for credit are subject to our responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.

1 Fees may apply if your loan account is in default or you seek other services, e.g. a loan variation.
2 Redraw is subject to application and registration.
3 To receive the $100 car loan application fee waiver, car loan and secured new car loan applications must be received between 24 January–30 March 2019 and your loan must be approved and funded by 20 April 2019.

Insurance

Allianz loan repayment insurance

Insurance products are issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFS License No. 234708 (Allianz). Disability and Unemployment cover are provided by Allianz Australia Insurance Limited AFS Licence No. 234708 ABN 15 000 122 850 (Allianz), Death Cover is provided by Allianz Australia Life Insurance Limited AFS Licence No. 296559 ABN 27 076 033 782 (Allianz Life). Allianz acts as Allianz Life's agent in offering Death Cover.

The Bank arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). The Bank acts as an agent for Allianz and not your agent. Neither Teachers Mutual Bank Limited nor Allianz provide advice based on any consideration of your objectives, financial situation or needs. To decide if it is right for you please carefully read the relevant product disclosure statements for Allianz Loan Cover Insurance or Allianz Mortgage Repayment Insurance, available online or by contacting us. If you purchase this insurance, the Bank will receive a commission that is a percentage of the premium depending on the product. We also have an arrangement with Allianz Australia Insurance Limited (AAIL) to provide marketing, administrative and support services relating to Allianz insurance products in return for a share of aggregate profits from insurance policies (excluding CCI policies) issued by Allianz that we arrange. Ask us for more details before we provide you with any services on this product.

Allianz Comprehensive Car Insurance

The Bank arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). The Bank acts as an agent for Allianz and not your agent. Neither the Bank nor Allianz provide advice based on any consideration of your objectives, financial situation or needs. To decide if it is right for you please carefully read the relevant product disclosure statement, available online or by contacting us.

 

If you purchase this insurance, the Bank will receive a commission that is a percentage of the premium depending on the product. We also have an arrangement with Allianz Australia Insurance Limited (AAIL) to provide marketing, administrative and support services relating to Allianz insurance products in return for a share of aggregate profits from insurance policies (excluding CCI policies) issued by Allianz that we arrange. Ask us for more details before we provide you with any services on this product.

 

Allianz Comprehensive Car Insurance

The Bank arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). The Bank acts as an agent for Allianz and not your agent. Neither the Bank nor Allianz provide advice based on any consideration of your objectives, financial situation or needs. To decide if it is right for you please carefully read the relevant product disclosure statement, available online or by contacting us.

If you purchase this insurance, the Bank will receive a commission that is a percentage of the premium depending on the product. We also have an arrangement with Allianz Australia Insurance Limited (AAIL) to provide marketing, administrative and support services relating to Allianz insurance products in return for a share of aggregate profits from insurance policies (excluding CCI policies) issued by Allianz that we arrange. Ask us for more details before we provide you with any services on this product.