Compare loans

At UniBank we offer you a wide range of personal loans. All our loans offer flexibility, no ongoing fees and competitive interest rates.

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remove All Purpose Personal Loan remove Fixed Rate All Purpose Personal Loan remove Car Loan remove Fixed Rate Car Loan remove Secured New Car Loan remove Travel Loan remove Overdraft remove Overdraft for students
Details
Who is this loan for?
Who is this loan for?

With a competitive variable interest rate and no ongoing account keeping fees2, our versatile All Purpose Personal Loan1 can help you simplify the way you manage your finances.

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Our Fixed Rate All Purpose Personal Loan allows you to lock in your interest rate and repayments for a fixed period. You can use this loan to bundle your debts3, pay for a wedding or fund your next big purchase.

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Whether you’re buying new or used, we can assist you in getting the right Car Loan for you.

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If you’re looking for a competitive rate and want to lock in your repayments for the duration of your loan, our Fixed Rate Car Loan is a great option. You can borrow as little as $2,000 for a new or used vehicle up to 10 years old.

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Time to upgrade to something new? Our competitive Secured New Car Loan could provide the funds you need to get you there.

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Designed for travel and travel-related expenses, our flexible Travel Loan can help you experience your ideal holiday sooner.

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Linked directly to your Everyday Direct account, RediCredit is there whenever you need a little extra cash. With a temporary limit increase available to cover your needs, you can be prepared for the unexpected no matter where you are.

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Our RediCredit for students can give you instant access to extra cash when you need it most. Apply for our student overdraft and enjoy the peace of mind.

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Features
No ongoing fees
No ongoing fees
Make extra repayments
Make extra repayments
Choose weekly, fortnightly or monthly repayments
Choose weekly, fortnightly or monthly repayments
A competitive variable interest rate
A competitive variable interest rate
A competitive fixed interest rate
A competitive fixed interest rate
Links directly to your Everyday Direct account
Links directly to your Everyday Direct account
Instant access to your funds
Instant access to your funds
Debt consolidation
Debt consolidation
Rates and fees
Interest rate
Interest rate
Interest rate
13 .19 % pa
Interest rate – 5 year fixed
8 .95 % pa
Interest rate – 1 year fixed
11 .05 % pa
Interest rate – 2 year fixed
10 .45 % pa
Interest rate – 3 year fixed
9 .95 % pa
Interest rate – 4 year fixed
9 .95 % pa
Interest rate – 6 year fixed
8 .95 % pa
Interest rate
9 .95 % pa
Interest rate – 3 year fixed
6 .45 % pa
Interest rate – 1 year fixed
8 .50 % pa
Interest rate – 2 year fixed
7 .45 % pa
Interest rate – 4 year fixed
6 .45 % pa
Interest rate – 5 year fixed
6 .95 % pa
Interest rate – 6 year fixed
6 .95 % pa
Interest rate
8 .39 % pa
Interest rate
11 .45 % pa
Interest rate
12 .64 % pa
Interest rate
12 .05 % pa
Comparison rate
Comparison rate
Comparison rate
13 .90 % pa**
Comparison Rate - 5 year fixed
9 .38 % pa**
Comparison Rate - 1 year fixed
12 .96 % pa**
Comparison Rate - 2 year fixed
11 .46 % pa**
Comparison Rate - 3 year fixed
10 .64 % pa**
Comparison Rate - 4 year fixed
10 .48 % pa**
Comparison Rate - 6 year fixed
9 .32 % pa**
Comparison rate
10 .64 % pa**
Comparison Rate - 3 year fixed
7 .13 % pa**
Comparison Rate - 1 year fixed
10 .40 % pa**
Comparison Rate - 2 year fixed
8 .45 % pa**
Comparison Rate - 4 year fixed
6 .97 % pa**
Comparison Rate - 5 year fixed
7 .37 % pa**
Comparison Rate - 6 year fixed
7 .31 % pa**
Comparison rate
8 .71 % pa**
Comparison rate
12 .15 % pa**
Minimum Amount
Minimum Amount $ 2K $ 2K $ 2k $ 2k $ 10K $ 2K $ 500 $ 500
Maximum Amount
Maximum Amount $ 80K $ 80K $ 80k $ 80k $ 80K $ 30K $ 10k
(up to $20k for joint accounts)
$ 7,500
Personal Loan Application Fee
Personal Loan Application Fee $ 100 $ 100 $ 100 $ 100 $ 100 $ 100 n/a n/a

For full details of our fees, please review the Fees and Charges brochure.

Download the Fees and Charges brochure [PDF]


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  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
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  • tmb-logo Identification
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  • tmb-logo Account details to purchase your share in the bank

**Comparison rate warning

Comparison rates quoted are based on $10,000 for a term of 3 years for Travel Loans, $10,000 for a term of 3 years for Car Loans and All Purpose Loans and $30,000 for a term of 5 years for Secured New Car Loans, with monthly repayments. The Secured New Car Loan is a secured product. All other loan products quoted are unsecured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.