Lock in a rate for up to 5 years
Enjoy the assurance of knowing exactly what your home loan repayment will be with the ability to lock in your interest rate for up to 5 years.
At the end of your fixed rate period, refix your interest rate for another fixed rate period or your home loan will revert automatically to the standard variable interest rate.
Rates quoted are for Principal and Interest repayments.
To become a member, you'll need:
To be an Australian citizen or permanent resident
18 years old or over
Account details to purchase your share in the bank
**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only.
WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.
Eligibility criteria apply to join the Bank. Fees and charges and lending criteria apply.
Consumer lending terms and conditions available here.
Interest rates effective 1 February 2019. Rates quoted and all rates subject to change. Rates quoted above applicable to Investor Loans only with Principal and Interest repayments. Minimum loan amount is $25,000. For all Fixed rate home loans, at the end of the Fixed rate period the interest rate reverts to the Flexi Choice Loan variable annual percentage rate.