Eligibility criteria apply to join the Bank. Fees and charges and lending criteria apply.
Consumer lending terms and conditions available here.
Applicants must be eligible for the Rewards Package
to take out the Solutions Plus Home Loan. The Rewards Package fee is paid at settlement and then annually on each anniversary from the Everyday Direct account.
Redraw is subject to application and registration and is not available when a fixed rate applies to any part of the loan.
Repayment Pause is not available on all loan products and is subject to application and approval. Refer to Consumer Lending Terms and Conditions for full details.
Terms and conditions for the mortgage offset facility are set out in our Consumer lending terms and conditions and Conditions of use Accounts and access. For more information refer to the FAQ section under Offset facility at unibank.com.au.
* Maximum LVR 90% before the capitalisation of the LMI and/or MRI premium. Final LVR including capitalisation of the premiums of one or both of LMI and/or MRI and any bank fees cannot exceed 95%.
Approval in principle is an indicative approval only that outlines an estimate of your capacity to borrow. For approval in principle, we rely on the accuracy of the information you provided. It does not confirm an offer of a loan. To gain a formal home loan approval a full application must be made