Own your first home sooner with a low-deposit home loan

Low deposit, no income caps

Buy with as little as 5% deposit (2% for eligible single parents and guardians). No income caps.

No LMI required

Save thousands in LMI. Avoid upfront insurance costs typically required for low deposits.

Government-backed confidence

Your loan is supported by an Australian Government guarantee.

Flexible home choices

Choose from a wide range of property types within the price caps for your location.