3. Using a mobile wallet

Registration of your card into a Mobile Wallet is subject to us identifying and verifying you and is at the discretion of the Bank.

We do not make any guarantees that a Mobile Wallet will be accepted at all merchants.

We are not the provider of the Mobile Wallet and are not responsible for its use and function. You should contact the Mobile Wallet provider’s customer service if you have questions concerning how to use the Mobile Wallet or problems with the Mobile Wallet.

We are not liable for any loss, injury or inconvenience you suffer as a result of a merchant refusing to accept a Mobile Wallet, except to the extent that the loss, injury or inconvenience is caused by our fraud, negligence or wilful misconduct (including that of our officers, employees, contractors or agents.

The Mobile Wallet provider is responsible if there is a security breach affecting any information stored in a Mobile Wallet or sent from a Mobile Wallet. We may only be responsible to you where the breach is a result of our fraud, negligence or wilful misconduct (including that of our officers, employees, contractors or agents).