These terms govern your use of the Mobile Banking App (Terms of Use), together with the Conditions of use—Accounts and access and any other relevant terms and conditions governing your accounts (collectively called the Terms and Conditions). You should read and understand these Terms and Conditions before using the app as downloading the app from the App Store or Google Play is your acceptance of these Terms and Conditions.

If you are an existing Mobile Banking App user, these Terms of Use will replace the Terms of Use previously accepted by you.