Refinancing?
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Speak with a lending expert to get started.
*Conditions apply.
Home loan refinance
Refinance your home loan with UniBank. Take our Home Loan Health Check to see if you're currently getting the best rate on your home loan.
A home loan deal that is right for you
When it comes to essential workers in tertiary education, at UniBank we appreciate that the right home loan can have a big impact on your financial future.
That’s why our home loan experts are focused on finding you the home loan that best meets your needs and guiding you through the whole process.
Chat with a home loan expert today
Taking the next step
Why refinance?
Refinancing can be a great money saver. With interest rates moving, now is a great time to find out how much you could save. Why pay more than you need to?
How to refinance?
Refinancing is basically a loan swap. You simply pay off your current home loan with a new loan that can offer a lower rate and more features.
Making the break
It pays to speak with a home loan expert to make sure you’ll be better off overall when you refinance. Once you decide to make the break, we’re here to help.
Prep for success
Ready to bite the bullet? Prep for success by getting your ducks in a row before you apply. Use our borrowing power calculator to see how much you could borrow.
Get approved
It’s go time! Talk to a home loan expert today and you could be on your way to pre-approval and a great value home loan deal.
Chat with a home loan expert today
*Important information
Eligibility criteria apply to join the Bank as a member. Fees and charges and lending criteria apply. Consumer lending terms and conditions are available here.
Terms and conditions for the mortgage offset facility are set out in our Consumer lending terms and conditions and Conditions of use Accounts and access. For more information refer to the FAQ section under Offset facility.
Redraw is subject to application and registration and is not available when a fixed rate applies to any part of the loan.
Repayment Pause is not available on all loan products and is subject to application and approval. Refer to Consumer lending terms and conditions for full details.
Lenders Mortgage Insurance, or LMI, insures the lender in the event that the borrower defaults on the mortgage. It does not insure the borrower. Borrowers must still meet lending eligibility criteria for both the lender and the LMI provider.
Approval in principle is an indicative approval only that outlines an estimate of your capacity to borrow. For approval in principle, we rely on the accuracy of the information you provided. It does not confirm an offer of a loan. To gain a formal home loan approval a full application must be made.
